Borrowers from commercial banks in Malawi

Malawi: Borrowers from commercial banks was 24.84 per 1,000 adults in 2024. ▲ Rising

Latest (2024)
24.84 per 1,000 adults
Change on year
down 9.8%
World rank
97th
of 112 countries
All-time high
37.41 per 1,000 adults
in 2016
All-time low
11.84 per 1,000 adults
in 2018
Years of data
12
2007–2024

Borrowers from commercial banks in Malawi, 2007–2024

102030402007201520242007: 17.1 per 1,000 adults2009: 16.3 per 1,000 adults2010: 17 per 1,000 adults2016: 37.4 per 1,000 adults2017: 12.5 per 1,000 adults2018: 11.8 per 1,000 adults2019: 12.4 per 1,000 adults2020: 15 per 1,000 adults2021: 16.3 per 1,000 adults2022: 21.9 per 1,000 adults2023: 27.5 per 1,000 adults2024: 24.8 per 1,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.

Analysis

The most recent figure for borrowers from commercial banks in Malawi is 24.84 per 1,000 adults, measured in 2024.

That represents a change of down 9.8% on the previous year and down 33.6% over ten years.

Over the whole period, borrowers from commercial banks in Malawi peaked at 37.41 per 1,000 adults in 2016 and was at its lowest, 11.84 per 1,000 adults, in 2018.

Malawi ranks 97th of 112 countries on this measure, in the bottom quarter.

The long-run direction has been consistently rising across the 12 years of available data.

Borrowers from commercial banks in Malawi, year by year

Annual values for Borrowers from commercial banks (per 1,000 adults) in Malawi, 2007 to 2024.
Year per 1,000 adults Change
2007 17.06 per 1,000 adults
2009 16.32 per 1,000 adults -4.4%
2010 17.01 per 1,000 adults +4.2%
2016 37.41 per 1,000 adults +120.0%
2017 12.46 per 1,000 adults -66.7%
2018 11.84 per 1,000 adults -5.0%
2019 12.42 per 1,000 adults +4.9%
2020 14.96 per 1,000 adults +20.4%
2021 16.33 per 1,000 adults +9.2%
2022 21.89 per 1,000 adults +34.0%
2023 27.55 per 1,000 adults +25.9%
2024 24.84 per 1,000 adults -9.8%

Averages by decade

DecadeAverage LowestHighest Years
2000s 16.69 per 1,000 adults 16.32 per 1,000 adults 17.06 per 1,000 adults 2
2010s 18.23 per 1,000 adults 11.84 per 1,000 adults 37.41 per 1,000 adults 5
2020s 21.11 per 1,000 adults 14.96 per 1,000 adults 27.55 per 1,000 adults 5

Countries ranked near Malawi

  1. 94 Togo 37.25 per 1,000 adults compare
  2. 95 Nigeria 31.08 per 1,000 adults compare
  3. 96 Angola 25.66 per 1,000 adults compare
  4. 98 Comoros 24.09 per 1,000 adults compare
  5. 99 Pakistan 23.34 per 1,000 adults compare
  6. 100 Guinea 22.48 per 1,000 adults compare

See the full ranking of 147 places →

More financial sector data for Malawi

All data for Malawi →

Frequently asked questions

What is borrowers from commercial banks in Malawi?
Borrowers from commercial banks in Malawi was 24.84 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest borrowers from commercial banks recorded in Malawi?
The highest recorded value was 37.41 per 1,000 adults in 2016.
What is the lowest borrowers from commercial banks recorded in Malawi?
The lowest recorded value was 11.84 per 1,000 adults in 2018.
How does Malawi rank for borrowers from commercial banks?
Malawi ranks 97th out of 112 countries with data for 2024.
Is borrowers from commercial banks rising or falling in Malawi?
Over the last ten years it is down 33.6%. The long-run trend across the full record is rising.
Where does this Malawi data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Borrowers from commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.

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Borrowers from commercial banks in Malawi. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 31 August 2026, from https://financial-sector.statizoid.com/stat/borrowers-from-commercial-banks-per-1-000-adults/malawi/

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About this data

Indicator
Borrowers from commercial banks (per 1,000 adults)
Unit
per 1,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
147 places, 2,367 data points, 2004–2024
Last refreshed

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.