Borrowers from commercial banks (per 1,000 adults) in Pakistan
Pakistan: Borrowers from commercial banks (per 1,000 adults) was 23.34 per 1,000 adults in 2024. ▼ Falling
Borrowers from commercial banks in Pakistan, 2006–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.
Analysis
Pakistan recorded 23.34 per 1,000 adults for borrowers from commercial banks in 2024.
That represents a change of up 8.5% on the previous year and up 6.0% over ten years.
Over the whole period, borrowers from commercial banks in Pakistan peaked at 29.12 per 1,000 adults in 2007 and was at its lowest, 21.51 per 1,000 adults, in 2023.
Pakistan ranks 100th of 113 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 19 years of available data.
Borrowers from commercial banks (per 1,000 adults) in Pakistan, year by year
| Year | per 1,000 adults | Change |
|---|---|---|
| 2006 | 24.87 per 1,000 adults | — |
| 2007 | 29.12 per 1,000 adults | +17.1% |
| 2008 | 28.99 per 1,000 adults | -0.5% |
| 2009 | 26.47 per 1,000 adults | -8.7% |
| 2010 | 24.72 per 1,000 adults | -6.6% |
| 2011 | 24.06 per 1,000 adults | -2.7% |
| 2012 | 23.36 per 1,000 adults | -2.9% |
| 2013 | 22.41 per 1,000 adults | -4.1% |
| 2014 | 22.01 per 1,000 adults | -1.8% |
| 2015 | 23.63 per 1,000 adults | +7.4% |
| 2016 | 23.94 per 1,000 adults | +1.3% |
| 2017 | 24.38 per 1,000 adults | +1.8% |
| 2018 | 25.39 per 1,000 adults | +4.1% |
| 2019 | 24.7 per 1,000 adults | -2.7% |
| 2020 | 24.29 per 1,000 adults | -1.7% |
| 2021 | 24.77 per 1,000 adults | +2.0% |
| 2022 | 24.32 per 1,000 adults | -1.8% |
| 2023 | 21.51 per 1,000 adults | -11.5% |
| 2024 | 23.34 per 1,000 adults | +8.5% |
Pakistan compared with similar countries
- Pakistan's 23.34 per 1,000 adults is below the median for lower middle income countries, which is 58.55 per 1,000 adults, 40% of the median. (35 countries reporting)
- Pakistan's 23.34 per 1,000 adults is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 152.43 per 1,000 adults, 15% of the median. (18 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 27.36 per 1,000 adults | 24.87 per 1,000 adults | 29.12 per 1,000 adults | 4 |
| 2010s | 23.86 per 1,000 adults | 22.01 per 1,000 adults | 25.39 per 1,000 adults | 10 |
| 2020s | 23.65 per 1,000 adults | 21.51 per 1,000 adults | 24.77 per 1,000 adults | 5 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0006 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0005 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0006 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is borrowers from commercial banks in Pakistan?
- Borrowers from commercial banks in Pakistan was 23.34 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest borrowers from commercial banks recorded in Pakistan?
- The highest recorded value was 29.12 per 1,000 adults in 2007.
- What is the lowest borrowers from commercial banks recorded in Pakistan?
- The lowest recorded value was 21.51 per 1,000 adults in 2023.
- How does Pakistan rank for borrowers from commercial banks?
- Pakistan ranks 100th out of 113 countries with data for 2024.
- Is borrowers from commercial banks rising or falling in Pakistan?
- Over the last ten years it is up 6.0%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Borrowers from commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.
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About this data
Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.