Borrowers from commercial banks in Pakistan
Pakistan: Borrowers from commercial banks was 23.34 per 1,000 adults in 2024. ▼ Falling
Borrowers from commercial banks in Pakistan, 2006–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.
Analysis
Pakistan recorded 23.34 per 1,000 adults for borrowers from commercial banks in 2024.
That represents a change of up 8.5% on the previous year and up 6.0% over ten years.
Over the whole period, borrowers from commercial banks in Pakistan peaked at 29.12 per 1,000 adults in 2007 and was at its lowest, 21.51 per 1,000 adults, in 2023.
Pakistan ranks 100th of 113 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 19 years of available data.
Borrowers from commercial banks in Pakistan, year by year
| Year | per 1,000 adults | Change |
|---|---|---|
| 2006 | 24.87 per 1,000 adults | — |
| 2007 | 29.12 per 1,000 adults | +17.1% |
| 2008 | 28.99 per 1,000 adults | -0.5% |
| 2009 | 26.47 per 1,000 adults | -8.7% |
| 2010 | 24.72 per 1,000 adults | -6.6% |
| 2011 | 24.06 per 1,000 adults | -2.7% |
| 2012 | 23.36 per 1,000 adults | -2.9% |
| 2013 | 22.41 per 1,000 adults | -4.1% |
| 2014 | 22.01 per 1,000 adults | -1.8% |
| 2015 | 23.63 per 1,000 adults | +7.4% |
| 2016 | 23.94 per 1,000 adults | +1.3% |
| 2017 | 24.38 per 1,000 adults | +1.8% |
| 2018 | 25.39 per 1,000 adults | +4.1% |
| 2019 | 24.7 per 1,000 adults | -2.7% |
| 2020 | 24.29 per 1,000 adults | -1.7% |
| 2021 | 24.77 per 1,000 adults | +2.0% |
| 2022 | 24.32 per 1,000 adults | -1.8% |
| 2023 | 21.51 per 1,000 adults | -11.5% |
| 2024 | 23.34 per 1,000 adults | +8.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 27.36 per 1,000 adults | 24.87 per 1,000 adults | 29.12 per 1,000 adults | 4 |
| 2010s | 23.86 per 1,000 adults | 22.01 per 1,000 adults | 25.39 per 1,000 adults | 10 |
| 2020s | 23.65 per 1,000 adults | 21.51 per 1,000 adults | 24.77 per 1,000 adults | 5 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Net domestic credit (current LCU), per capita 219,254 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 137.38 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 10.73 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 72.88 million SDR (2025)
- Gold reserves at market value 6.64 billion SDR (2025)
- Reserves excluding gold, foreign exchange 12.50 billion SDR (2025)
- Reserves excluding gold 12.68 billion SDR (2025)
- Total reserves (gold at market value) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 75.69 SDR per person (2025)
Frequently asked questions
- What is borrowers from commercial banks in Pakistan?
- Borrowers from commercial banks in Pakistan was 23.34 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest borrowers from commercial banks recorded in Pakistan?
- The highest recorded value was 29.12 per 1,000 adults in 2007.
- What is the lowest borrowers from commercial banks recorded in Pakistan?
- The lowest recorded value was 21.51 per 1,000 adults in 2023.
- How does Pakistan rank for borrowers from commercial banks?
- Pakistan ranks 100th out of 113 countries with data for 2024.
- Is borrowers from commercial banks rising or falling in Pakistan?
- Over the last ten years it is up 6.0%. The long-run trend across the full record is falling.
- Where does this Pakistan data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Borrowers from commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.