Borrowers from commercial banks in Indonesia

Indonesia: Borrowers from commercial banks was 358.68 per 1,000 adults in 2024. ▲ Rising

Latest (2024)
358.68 per 1,000 adults
Change on year
up 10.0%
World rank
31st
of 113 countries
All-time high
435.24 per 1,000 adults
in 2016
All-time low
155.38 per 1,000 adults
in 2007
Years of data
18
2007–2024

Borrowers from commercial banks in Indonesia, 2007–2024

01002003004002007201520242007: 155.4 per 1,000 adults2008: 192.2 per 1,000 adults2009: 218.8 per 1,000 adults2010: 259.8 per 1,000 adults2011: 284.2 per 1,000 adults2012: 325.7 per 1,000 adults2013: 364.4 per 1,000 adults2014: 384.9 per 1,000 adults2015: 409 per 1,000 adults2016: 435.2 per 1,000 adults2017: 408.6 per 1,000 adults2018: 200.3 per 1,000 adults2019: 210.5 per 1,000 adults2020: 209.7 per 1,000 adults2021: 252.5 per 1,000 adults2022: 302.6 per 1,000 adults2023: 326.1 per 1,000 adults2024: 358.7 per 1,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.

Analysis

In 2024, borrowers from commercial banks in Indonesia stood at 358.68 per 1,000 adults.

That represents a change of up 10.0% on the previous year and down 6.8% over ten years.

Over the whole period, borrowers from commercial banks in Indonesia peaked at 435.24 per 1,000 adults in 2016 and was at its lowest, 155.38 per 1,000 adults, in 2007.

Indonesia ranks 31st of 113 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 18 years of available data.

Borrowers from commercial banks in Indonesia, year by year

Annual values for Borrowers from commercial banks (per 1,000 adults) in Indonesia, 2007 to 2024.
Year per 1,000 adults Change
2007 155.38 per 1,000 adults
2008 192.21 per 1,000 adults +23.7%
2009 218.77 per 1,000 adults +13.8%
2010 259.8 per 1,000 adults +18.8%
2011 284.18 per 1,000 adults +9.4%
2012 325.69 per 1,000 adults +14.6%
2013 364.35 per 1,000 adults +11.9%
2014 384.85 per 1,000 adults +5.6%
2015 408.98 per 1,000 adults +6.3%
2016 435.24 per 1,000 adults +6.4%
2017 408.6 per 1,000 adults -6.1%
2018 200.32 per 1,000 adults -51.0%
2019 210.46 per 1,000 adults +5.1%
2020 209.67 per 1,000 adults -0.4%
2021 252.48 per 1,000 adults +20.4%
2022 302.59 per 1,000 adults +19.8%
2023 326.1 per 1,000 adults +7.8%
2024 358.68 per 1,000 adults +10.0%

Averages by decade

DecadeAverage LowestHighest Years
2000s 188.79 per 1,000 adults 155.38 per 1,000 adults 218.77 per 1,000 adults 3
2010s 328.25 per 1,000 adults 200.32 per 1,000 adults 435.24 per 1,000 adults 10
2020s 289.9 per 1,000 adults 209.67 per 1,000 adults 358.68 per 1,000 adults 5

Countries ranked near Indonesia

  1. 28 North Macedonia 385.63 per 1,000 adults compare
  2. 29 Palau 383 per 1,000 adults compare
  3. 30 Uzbekistan 376.82 per 1,000 adults compare
  4. 32 Chile 355.49 per 1,000 adults compare
  5. 33 Brunei Darussalam 352.34 per 1,000 adults compare
  6. 34 Cyprus 348.79 per 1,000 adults compare

See the full ranking of 148 places →

More financial sector data for Indonesia

All data for Indonesia →

Frequently asked questions

What is borrowers from commercial banks in Indonesia?
Borrowers from commercial banks in Indonesia was 358.68 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest borrowers from commercial banks recorded in Indonesia?
The highest recorded value was 435.24 per 1,000 adults in 2016.
What is the lowest borrowers from commercial banks recorded in Indonesia?
The lowest recorded value was 155.38 per 1,000 adults in 2007.
How does Indonesia rank for borrowers from commercial banks?
Indonesia ranks 31st out of 113 countries with data for 2024.
Is borrowers from commercial banks rising or falling in Indonesia?
Over the last ten years it is down 6.8%. The long-run trend across the full record is rising.
Where does this Indonesia data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Borrowers from commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.

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Borrowers from commercial banks in Indonesia. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/stat/borrowers-from-commercial-banks-per-1-000-adults/indonesia/

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About this data

Indicator
Borrowers from commercial banks (per 1,000 adults)
Unit
per 1,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 2,388 data points, 2004–2024
Last refreshed

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.