Borrowers from commercial banks in Montenegro

Montenegro: Borrowers from commercial banks was 321.87 per 1,000 adults in 2024. ▲ Rising

Latest (2024)
321.87 per 1,000 adults
Change on year
up 4.9%
World rank
37th
of 113 countries
All-time high
321.87 per 1,000 adults
in 2024
All-time low
212.09 per 1,000 adults
in 2012
Years of data
18
2007–2024

Borrowers from commercial banks in Montenegro, 2007–2024

01002003002007201520242007: 261.2 per 1,000 adults2008: 281.4 per 1,000 adults2009: 245.4 per 1,000 adults2010: 224.7 per 1,000 adults2011: 216.9 per 1,000 adults2012: 212.1 per 1,000 adults2013: 217.7 per 1,000 adults2014: 220.5 per 1,000 adults2015: 221.7 per 1,000 adults2016: 224.3 per 1,000 adults2017: 231.2 per 1,000 adults2018: 244.9 per 1,000 adults2019: 248.3 per 1,000 adults2020: 248.2 per 1,000 adults2021: 299.8 per 1,000 adults2022: 299.9 per 1,000 adults2023: 306.8 per 1,000 adults2024: 321.9 per 1,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.

Analysis

Montenegro recorded 321.87 per 1,000 adults for borrowers from commercial banks in 2024. That is the highest value across all 18 years on record.

That represents a change of up 4.9% on the previous year and up 46.0% over ten years.

Over the whole period, borrowers from commercial banks in Montenegro peaked at 321.87 per 1,000 adults in 2024 and was at its lowest, 212.09 per 1,000 adults, in 2012.

Montenegro ranks 37th of 113 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 18 years of available data.

Borrowers from commercial banks in Montenegro, year by year

Annual values for Borrowers from commercial banks (per 1,000 adults) in Montenegro, 2007 to 2024.
Year per 1,000 adults Change
2007 261.18 per 1,000 adults
2008 281.43 per 1,000 adults +7.8%
2009 245.4 per 1,000 adults -12.8%
2010 224.74 per 1,000 adults -8.4%
2011 216.91 per 1,000 adults -3.5%
2012 212.09 per 1,000 adults -2.2%
2013 217.72 per 1,000 adults +2.7%
2014 220.5 per 1,000 adults +1.3%
2015 221.74 per 1,000 adults +0.6%
2016 224.28 per 1,000 adults +1.1%
2017 231.23 per 1,000 adults +3.1%
2018 244.87 per 1,000 adults +5.9%
2019 248.32 per 1,000 adults +1.4%
2020 248.21 per 1,000 adults -0.0%
2021 299.77 per 1,000 adults +20.8%
2022 299.87 per 1,000 adults +0.0%
2023 306.82 per 1,000 adults +2.3%
2024 321.87 per 1,000 adults +4.9%

Averages by decade

DecadeAverage LowestHighest Years
2000s 262.67 per 1,000 adults 245.4 per 1,000 adults 281.43 per 1,000 adults 3
2010s 226.24 per 1,000 adults 212.09 per 1,000 adults 248.32 per 1,000 adults 10
2020s 295.31 per 1,000 adults 248.21 per 1,000 adults 321.87 per 1,000 adults 5

Countries ranked near Montenegro

  1. 34 Cyprus 348.79 per 1,000 adults compare
  2. 35 Bosnia and Herzegovina 333.58 per 1,000 adults compare
  3. 36 Kenya 324.9 per 1,000 adults compare
  4. 38 Thailand 309.67 per 1,000 adults compare
  5. 39 Malaysia 305.09 per 1,000 adults compare
  6. 40 Latvia 304.1 per 1,000 adults compare

See the full ranking of 148 places →

More financial sector data for Montenegro

All data for Montenegro →

Frequently asked questions

What is borrowers from commercial banks in Montenegro?
Borrowers from commercial banks in Montenegro was 321.87 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest borrowers from commercial banks recorded in Montenegro?
The highest recorded value was 321.87 per 1,000 adults in 2024.
What is the lowest borrowers from commercial banks recorded in Montenegro?
The lowest recorded value was 212.09 per 1,000 adults in 2012.
How does Montenegro rank for borrowers from commercial banks?
Montenegro ranks 37th out of 113 countries with data for 2024.
Is borrowers from commercial banks rising or falling in Montenegro?
Over the last ten years it is up 46.0%. The long-run trend across the full record is rising.
Where does this Montenegro data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Borrowers from commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.

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Borrowers from commercial banks in Montenegro. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/stat/borrowers-from-commercial-banks-per-1-000-adults/montenegro/

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About this data

Indicator
Borrowers from commercial banks (per 1,000 adults)
Unit
per 1,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 2,388 data points, 2004–2024
Last refreshed

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.