Borrowers from commercial banks in Estonia

Estonia: Borrowers from commercial banks was 505.66 per 1,000 adults in 2024. ▼ Falling

Latest (2024)
505.66 per 1,000 adults
Change on year
up 8.3%
World rank
15th
of 113 countries
All-time high
557.53 per 1,000 adults
in 2019
All-time low
447.99 per 1,000 adults
in 2021
Years of data
17
2008–2024

Borrowers from commercial banks in Estonia, 2008–2024

02004006002008201620242008: 475.4 per 1,000 adults2009: 543.9 per 1,000 adults2010: 546.3 per 1,000 adults2011: 517 per 1,000 adults2012: 535.5 per 1,000 adults2013: 520 per 1,000 adults2014: 512.9 per 1,000 adults2015: 524.4 per 1,000 adults2016: 531.4 per 1,000 adults2017: 526.4 per 1,000 adults2018: 522.8 per 1,000 adults2019: 557.5 per 1,000 adults2020: 535.7 per 1,000 adults2021: 448 per 1,000 adults2022: 468.8 per 1,000 adults2023: 466.8 per 1,000 adults2024: 505.7 per 1,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.

Analysis

In 2024, borrowers from commercial banks in Estonia stood at 505.66 per 1,000 adults.

Compared with earlier readings it is up 8.3% on the previous year and down 1.4% over ten years.

Over the whole period, borrowers from commercial banks in Estonia peaked at 557.53 per 1,000 adults in 2019 and was at its lowest, 447.99 per 1,000 adults, in 2021.

That places Estonia 15th out of 113 countries with data for 2024, putting it in the top quarter.

The long-run direction has been consistently falling across the 17 years of available data.

Borrowers from commercial banks in Estonia, year by year

Annual values for Borrowers from commercial banks (per 1,000 adults) in Estonia, 2008 to 2024.
Year per 1,000 adults Change
2008 475.39 per 1,000 adults
2009 543.93 per 1,000 adults +14.4%
2010 546.26 per 1,000 adults +0.4%
2011 516.98 per 1,000 adults -5.4%
2012 535.54 per 1,000 adults +3.6%
2013 519.97 per 1,000 adults -2.9%
2014 512.94 per 1,000 adults -1.4%
2015 524.39 per 1,000 adults +2.2%
2016 531.36 per 1,000 adults +1.3%
2017 526.36 per 1,000 adults -0.9%
2018 522.79 per 1,000 adults -0.7%
2019 557.53 per 1,000 adults +6.6%
2020 535.65 per 1,000 adults -3.9%
2021 447.99 per 1,000 adults -16.4%
2022 468.76 per 1,000 adults +4.6%
2023 466.83 per 1,000 adults -0.4%
2024 505.66 per 1,000 adults +8.3%

Averages by decade

DecadeAverage LowestHighest Years
2000s 509.66 per 1,000 adults 475.39 per 1,000 adults 543.93 per 1,000 adults 2
2010s 529.41 per 1,000 adults 512.94 per 1,000 adults 557.53 per 1,000 adults 10
2020s 484.98 per 1,000 adults 447.99 per 1,000 adults 535.65 per 1,000 adults 5

Countries ranked near Estonia

  1. 12 Serbia 551.05 per 1,000 adults compare
  2. 13 Croatia 540.72 per 1,000 adults compare
  3. 14 Tajikistan 513.08 per 1,000 adults compare
  4. 16 Portugal 485.47 per 1,000 adults compare
  5. 17 Paraguay 465.52 per 1,000 adults compare
  6. 18 Spain 459.52 per 1,000 adults compare

See the full ranking of 148 places →

More financial sector data for Estonia

All data for Estonia →

Frequently asked questions

What is borrowers from commercial banks in Estonia?
Borrowers from commercial banks in Estonia was 505.66 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest borrowers from commercial banks recorded in Estonia?
The highest recorded value was 557.53 per 1,000 adults in 2019.
What is the lowest borrowers from commercial banks recorded in Estonia?
The lowest recorded value was 447.99 per 1,000 adults in 2021.
How does Estonia rank for borrowers from commercial banks?
Estonia ranks 15th out of 113 countries with data for 2024.
Is borrowers from commercial banks rising or falling in Estonia?
Over the last ten years it is down 1.4%. The long-run trend across the full record is falling.
Where does this Estonia data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Borrowers from commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.

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Borrowers from commercial banks in Estonia. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 04 September 2026, from https://financial-sector.statizoid.com/stat/borrowers-from-commercial-banks-per-1-000-adults/estonia/

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About this data

Indicator
Borrowers from commercial banks (per 1,000 adults)
Unit
per 1,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 2,388 data points, 2004–2024
Last refreshed

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.