What is the difference in borrowers from commercial banks between Estonia and Serbia?

45.39 per 1,000 adults, with Serbia ahead.

How many years of comparable data are there for Estonia and Serbia?

17 years are reported by both, from 2008 to 2024.

Where does this data come from?

Financial Access Survey, International Monetary Fund (IMF), published as Borrowers from commercial banks (per 1,000 adults). Statizoid refreshes it automatically from the source and publishes the full history for both places.

Estonia vs Serbia: Borrowers from commercial banks

Estonia

505.66 per 1,000 adults

in 2024

Serbia

551.05 per 1,000 adults

in 2024

Estonia rank

15th

Serbia rank

12th

Borrowers from commercial banks over time

Estonia
Serbia

How they compare

Serbia currently reports 551.05 per 1,000 adults against 505.66 per 1,000 adults in Estonia, a difference of 45.39 per 1,000 adults.

That makes Serbia's figure about 1.1 times Estonia's.

The two have swapped places 3 times across 17 shared years of data; in 2008 it was Estonia ahead.

Estonia ranks 15th and Serbia ranks 12th of 113 countries.

Across the 3 decades both report, Estonia averaged higher in 2 and Serbia in 1.

Head to head by decade

Decade	Estonia	Serbia	Difference	Ahead
2000s	509.66 per 1,000 adults	165.5 per 1,000 adults	344.16 per 1,000 adults	Estonia
2010s	529.41 per 1,000 adults	443.07 per 1,000 adults	86.34 per 1,000 adults	Estonia
2020s	484.98 per 1,000 adults	550.51 per 1,000 adults	65.53 per 1,000 adults	Serbia

Averages of every year both report within each decade.

Frequently asked questions

Which has higher borrowers from commercial banks, Estonia or Serbia?: Serbia, at 551.05 per 1,000 adults against 505.66 per 1,000 adults in Estonia as of 2024.
What is the difference in borrowers from commercial banks between Estonia and Serbia?: 45.39 per 1,000 adults, with Serbia ahead.
How many years of comparable data are there for Estonia and Serbia?: 17 years are reported by both, from 2008 to 2024.
How do Estonia and Serbia rank globally for borrowers from commercial banks?: Estonia ranks 15th and Serbia ranks 12th of 113 countries.
Where does this data come from?: Financial Access Survey, International Monetary Fund (IMF), published as Borrowers from commercial banks (per 1,000 adults). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Estonia vs Serbia: Borrowers from commercial banks. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/compare/borrowers-from-commercial-banks-per-1-000-adults/estonia/serbia/

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About this data

Indicator: Borrowers from commercial banks (per 1,000 adults)
Unit: per 1,000 adults
Source: Financial Access Survey, International Monetary Fund (IMF)
Licence: CC BY 4.0 (World Bank Open Data)
Coverage: 148 places, 2,388 data points, 2004–2024
Last refreshed: 03 September 2026

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.