Borrowers from commercial banks in Sao Tome and Principe

Sao Tome and Principe: Borrowers from commercial banks was 55.43 per 1,000 adults in 2024. ▼ Falling

Latest (2024)
55.43 per 1,000 adults
Change on year
down 11.8%
World rank
85th
of 113 countries
All-time high
148.21 per 1,000 adults
in 2017
All-time low
55.43 per 1,000 adults
in 2024
Years of data
12
2013–2024

Borrowers from commercial banks in Sao Tome and Principe, 2013–2024

0501001502013201820242013: 63.2 per 1,000 adults2014: 59.2 per 1,000 adults2015: 113.2 per 1,000 adults2016: 124.8 per 1,000 adults2017: 148.2 per 1,000 adults2018: 124.9 per 1,000 adults2019: 118.1 per 1,000 adults2020: 106.4 per 1,000 adults2021: 138.1 per 1,000 adults2022: 79.8 per 1,000 adults2023: 62.8 per 1,000 adults2024: 55.4 per 1,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 1,000 adults.

Analysis

Sao Tome and Principe recorded 55.43 per 1,000 adults for borrowers from commercial banks in 2024. That is the lowest value across all 12 years on record.

Compared with earlier readings it is down 11.8% on the previous year and down 6.3% over ten years.

Over the whole period, borrowers from commercial banks in Sao Tome and Principe peaked at 148.21 per 1,000 adults in 2017 and was at its lowest, 55.43 per 1,000 adults, in 2024.

Sao Tome and Principe ranks 85th of 113 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 12 years of available data.

Borrowers from commercial banks in Sao Tome and Principe, year by year

Annual values for Borrowers from commercial banks (per 1,000 adults) in Sao Tome and Principe, 2013 to 2024.
Year per 1,000 adults Change
2013 63.18 per 1,000 adults
2014 59.15 per 1,000 adults -6.4%
2015 113.16 per 1,000 adults +91.3%
2016 124.78 per 1,000 adults +10.3%
2017 148.21 per 1,000 adults +18.8%
2018 124.94 per 1,000 adults -15.7%
2019 118.06 per 1,000 adults -5.5%
2020 106.43 per 1,000 adults -9.9%
2021 138.08 per 1,000 adults +29.7%
2022 79.75 per 1,000 adults -42.2%
2023 62.84 per 1,000 adults -21.2%
2024 55.43 per 1,000 adults -11.8%

Averages by decade

DecadeAverage LowestHighest Years
2010s 107.35 per 1,000 adults 59.15 per 1,000 adults 148.21 per 1,000 adults 7
2020s 88.51 per 1,000 adults 55.43 per 1,000 adults 138.08 per 1,000 adults 5

Countries ranked near Sao Tome and Principe

  1. 82 United Kingdom of Great Britain and Northern Ireland 59.47 per 1,000 adults
  2. 83 Mozambique 59.25 per 1,000 adults compare
  3. 84 Zimbabwe 58.55 per 1,000 adults compare
  4. 86 Lesotho 52.75 per 1,000 adults compare
  5. 87 Timor-Leste 51.4 per 1,000 adults compare
  6. 88 Syrian Arab Republic 50.54 per 1,000 adults

See the full ranking of 148 places →

More financial sector data for Sao Tome and Principe

All data for Sao Tome and Principe →

Frequently asked questions

What is borrowers from commercial banks in Sao Tome and Principe?
Borrowers from commercial banks in Sao Tome and Principe was 55.43 per 1,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest borrowers from commercial banks recorded in Sao Tome and Principe?
The highest recorded value was 148.21 per 1,000 adults in 2017.
What is the lowest borrowers from commercial banks recorded in Sao Tome and Principe?
The lowest recorded value was 55.43 per 1,000 adults in 2024.
How does Sao Tome and Principe rank for borrowers from commercial banks?
Sao Tome and Principe ranks 85th out of 113 countries with data for 2024.
Is borrowers from commercial banks rising or falling in Sao Tome and Principe?
Over the last ten years it is down 6.3%. The long-run trend across the full record is falling.
Where does this Sao Tome and Principe data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Borrowers from commercial banks (per 1,000 adults). Statizoid updates them automatically from the source API.

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Borrowers from commercial banks in Sao Tome and Principe. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/borrowers-from-commercial-banks-per-1-000-adults/sao-tome-and-principe/

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About this data

Indicator
Borrowers from commercial banks (per 1,000 adults)
Unit
per 1,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
148 places, 2,388 data points, 2004–2024
Last refreshed

Borrowers from commercial banks are the reported number of resident customers that are nonfinancial corporations (public and private) and households who obtained loans from commercial banks and other banks functioning as commercial banks.