Deposit interest rate in Armenia
Armenia: Deposit interest rate was 8.0% in 2025. ◆ Volatile
Deposit interest rate in Armenia, 1995–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, deposit interest rate in Armenia stood at 8.0%.
The figure is down 1.5% on the previous year and down 43.3% over ten years.
Over the whole period, deposit interest rate in Armenia peaked at 56.2% in 1995 and was at its lowest, 4.9%, in 2004.
Armenia ranks 26th of 153 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate in Armenia, year by year
| Year | % | Change |
|---|---|---|
| 1995 | 56.2% | — |
| 1996 | 32.2% | -42.7% |
| 1997 | 26.1% | -19.0% |
| 1998 | 24.9% | -4.4% |
| 1999 | 27.3% | +9.7% |
| 2000 | 18.1% | -33.9% |
| 2001 | 14.9% | -17.6% |
| 2002 | 9.6% | -35.6% |
| 2003 | 6.9% | -28.4% |
| 2004 | 4.9% | -28.8% |
| 2005 | 5.8% | +18.7% |
| 2006 | 5.8% | +0.4% |
| 2007 | 6.3% | +7.2% |
| 2008 | 6.6% | +6.0% |
| 2009 | 8.7% | +30.6% |
| 2010 | 9.0% | +3.4% |
| 2011 | 9.2% | +3.3% |
| 2012 | 9.6% | +3.5% |
| 2013 | 10.2% | +6.2% |
| 2014 | 10.4% | +2.6% |
| 2015 | 14.1% | +35.7% |
| 2016 | 11.6% | -17.9% |
| 2017 | 9.0% | -22.4% |
| 2018 | 8.7% | -3.9% |
| 2019 | 8.5% | -2.0% |
| 2020 | 8.1% | -4.3% |
| 2021 | 8.2% | +1.5% |
| 2022 | 8.5% | +2.8% |
| 2023 | 8.4% | -1.3% |
| 2024 | 8.1% | -2.6% |
| 2025 | 8.0% | -1.5% |
Armenia compared with similar countries
- Armenia's 8.0% is above the median for upper middle income countries, which is 4.1%, 2.0× the median. (53 countries reporting)
- Armenia's 8.0% is above the median for Europe & Central Asia, which is 3.2%, 2.5× the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 33.3% | 24.9% | 56.2% | 5 |
| 2000s | 8.8% | 4.9% | 18.1% | 10 |
| 2010s | 10.0% | 8.5% | 14.1% | 10 |
| 2020s | 8.2% | 8.0% | 8.5% | 6 |
Countries ranked near Armenia
More financial sector data for Armenia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0665 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0486 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0665 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Armenia?
- Deposit interest rate in Armenia was 8.0% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Armenia?
- The highest recorded value was 56.2% in 1995.
- What is the lowest deposit interest rate recorded in Armenia?
- The lowest recorded value was 4.9% in 2004.
- How does Armenia rank for deposit interest rate?
- Armenia ranks 26th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Armenia?
- Over the last ten years it is down 43.3%. The long-run trend across the full record is volatile.
- Where does this Armenia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.