Deposit interest rate in Ecuador
Ecuador: Deposit interest rate was 5.3% in 2025. ▲ Rising
Deposit interest rate in Ecuador, 2007–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, deposit interest rate in Ecuador stood at 5.3%.
The figure is down 25.3% on the previous year and up 21.0% over ten years.
Over the whole period, deposit interest rate in Ecuador peaked at 7.1% in 2024 and was at its lowest, 3.5%, in 2017.
Ecuador ranks 57th of 153 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 19 years of available data.
Deposit interest rate in Ecuador, year by year
| Year | % | Change |
|---|---|---|
| 2007 | 4.8% | — |
| 2008 | 4.9% | +0.7% |
| 2009 | 4.8% | -1.7% |
| 2010 | 3.9% | -18.4% |
| 2011 | 3.8% | -1.5% |
| 2012 | 3.9% | +1.2% |
| 2013 | 3.9% | +0.0% |
| 2014 | 4.0% | +3.5% |
| 2015 | 4.4% | +8.6% |
| 2016 | 4.8% | +9.0% |
| 2017 | 3.5% | -26.7% |
| 2018 | 3.6% | +3.7% |
| 2019 | 4.4% | +22.3% |
| 2020 | 4.8% | +7.7% |
| 2021 | 4.2% | -12.8% |
| 2022 | 4.2% | -0.1% |
| 2023 | 5.9% | +41.0% |
| 2024 | 7.1% | +20.9% |
| 2025 | 5.3% | -25.3% |
Ecuador compared with similar countries
- Ecuador's 5.3% is above the median for upper middle income countries, which is 4.1%, 1.3× the median. (53 countries reporting)
- Ecuador's 5.3% is above the median for Latin America & Caribbean, which is 3.4%, 1.5× the median. (32 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.8% | 4.8% | 4.9% | 3 |
| 2010s | 4.0% | 3.5% | 4.8% | 10 |
| 2020s | 5.2% | 4.2% | 7.1% | 6 |
Countries ranked near Ecuador
More financial sector data for Ecuador
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0003 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.14 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 1.56 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0003 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.14 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Ecuador?
- Deposit interest rate in Ecuador was 5.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Ecuador?
- The highest recorded value was 7.1% in 2024.
- What is the lowest deposit interest rate recorded in Ecuador?
- The lowest recorded value was 3.5% in 2017.
- How does Ecuador rank for deposit interest rate?
- Ecuador ranks 57th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Ecuador?
- Over the last ten years it is up 21.0%. The long-run trend across the full record is rising.
- Where does this Ecuador data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.