Deposit interest rate (%) in Romania
Romania: Deposit interest rate (%) was 5.2% in 2025. ◆ Volatile
Deposit interest rate in Romania, 1993–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for deposit interest rate in Romania is 5.2%, measured in 2025.
Compared with earlier readings it is down 5.6% on the previous year and up 176.8% over ten years.
Over the whole period, deposit interest rate in Romania peaked at 57.0% in 1994 and was at its lowest, 0.9%, in 2017.
That places Romania 58th out of 153 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate (%) in Romania, year by year
| Year | % | Change |
|---|---|---|
| 1993 | 42.5% | — |
| 1994 | 57.0% | +34.1% |
| 1995 | 44.7% | -21.5% |
| 1996 | 37.3% | -16.7% |
| 1997 | 55.8% | +49.8% |
| 1998 | 37.3% | -33.2% |
| 1999 | 45.9% | +23.0% |
| 2000 | 33.1% | -27.8% |
| 2001 | 26.9% | -18.9% |
| 2002 | 19.2% | -28.4% |
| 2003 | 11.0% | -42.7% |
| 2004 | 11.5% | +4.7% |
| 2005 | 6.4% | -44.4% |
| 2006 | 4.8% | -25.7% |
| 2007 | 6.7% | +40.5% |
| 2008 | 9.5% | +42.0% |
| 2009 | 12.0% | +26.0% |
| 2010 | 7.3% | -39.0% |
| 2011 | 6.3% | -13.9% |
| 2012 | 5.5% | -12.6% |
| 2013 | 4.6% | -17.3% |
| 2014 | 3.0% | -33.6% |
| 2015 | 1.9% | -37.5% |
| 2016 | 1.1% | -41.0% |
| 2017 | 0.9% | -20.3% |
| 2018 | 1.3% | +47.0% |
| 2019 | 1.8% | +36.9% |
| 2020 | 1.9% | +8.0% |
| 2021 | 1.6% | -18.0% |
| 2022 | 4.2% | +164.9% |
| 2023 | 6.4% | +53.8% |
| 2024 | 5.5% | -14.0% |
| 2025 | 5.2% | -5.6% |
Romania compared with similar countries
- Romania's 5.2% is above the median for high income countries, which is 1.6%, 3.4× the median. (39 countries reporting)
- Romania's 5.2% is above the median for Europe & Central Asia, which is 3.2%, 1.6× the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 45.8% | 37.3% | 57.0% | 7 |
| 2000s | 14.1% | 4.8% | 33.1% | 10 |
| 2010s | 3.4% | 0.9% | 7.3% | 10 |
| 2020s | 4.1% | 1.6% | 6.4% | 6 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is deposit interest rate in Romania?
- Deposit interest rate in Romania was 5.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Romania?
- The highest recorded value was 57.0% in 1994.
- What is the lowest deposit interest rate recorded in Romania?
- The lowest recorded value was 0.9% in 2017.
- How does Romania rank for deposit interest rate?
- Romania ranks 58th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Romania?
- Over the last ten years it is up 176.8%. The long-run trend across the full record is volatile.
- Where does this Romania data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.