Deposit interest rate (%) in Guatemala
Guatemala: Deposit interest rate (%) was 5.1% in 2025. ▼ Falling
Deposit interest rate in Guatemala, 1997–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, deposit interest rate in Guatemala stood at 5.1%.
Compared with earlier readings it is up 3.5% on the previous year and down 6.6% over ten years.
Over the whole period, deposit interest rate in Guatemala peaked at 10.2% in 2000 and was at its lowest, 3.9%, in 2022.
That places Guatemala 61st out of 153 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 29 years of available data.
Deposit interest rate (%) in Guatemala, year by year
| Year | % | Change |
|---|---|---|
| 1997 | 5.8% | — |
| 1998 | 5.4% | -6.6% |
| 1999 | 8.0% | +46.3% |
| 2000 | 10.2% | +27.7% |
| 2001 | 8.8% | -13.9% |
| 2002 | 6.9% | -21.0% |
| 2003 | 4.8% | -30.8% |
| 2004 | 4.2% | -12.4% |
| 2005 | 4.3% | +3.8% |
| 2006 | 4.5% | +3.5% |
| 2007 | 4.8% | +5.8% |
| 2008 | 5.1% | +6.6% |
| 2009 | 5.6% | +9.8% |
| 2010 | 5.5% | -2.2% |
| 2011 | 5.2% | -3.8% |
| 2012 | 5.3% | +0.9% |
| 2013 | 5.5% | +3.0% |
| 2014 | 5.5% | +0.5% |
| 2015 | 5.5% | -0.2% |
| 2016 | 5.5% | +0.2% |
| 2017 | 5.4% | -1.9% |
| 2018 | 5.2% | -3.7% |
| 2019 | 5.0% | -3.2% |
| 2020 | 4.6% | -7.6% |
| 2021 | 4.1% | -10.6% |
| 2022 | 3.9% | -5.6% |
| 2023 | 4.2% | +7.7% |
| 2024 | 4.9% | +17.3% |
| 2025 | 5.1% | +3.5% |
Guatemala compared with similar countries
- Guatemala's 5.1% is above the median for upper middle income countries, which is 4.1%, 1.3× the median. (53 countries reporting)
- Guatemala's 5.1% is above the median for Latin America & Caribbean, which is 3.4%, 1.5× the median. (32 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 6.4% | 5.4% | 8.0% | 3 |
| 2000s | 5.9% | 4.2% | 10.2% | 10 |
| 2010s | 5.3% | 5.0% | 5.5% | 10 |
| 2020s | 4.5% | 3.9% | 5.1% | 6 |
Countries ranked near Guatemala
More financial sector data for Guatemala
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.01 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.01 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Guatemala?
- Deposit interest rate in Guatemala was 5.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Guatemala?
- The highest recorded value was 10.2% in 2000.
- What is the lowest deposit interest rate recorded in Guatemala?
- The lowest recorded value was 3.9% in 2022.
- How does Guatemala rank for deposit interest rate?
- Guatemala ranks 61st out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Guatemala?
- Over the last ten years it is down 6.6%. The long-run trend across the full record is falling.
- Where does this Guatemala data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.