Deposit interest rate (%) in Hong Kong
Hong Kong: Deposit interest rate (%) was 0.2% in 2025. ◆ Volatile
Deposit interest rate in Hong Kong, 1994–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for deposit interest rate in Hong Kong is 0.2%, measured in 2025.
Compared with earlier readings it is down 62.4% on the previous year and up 1,908.3% over ten years.
Over the whole period, deposit interest rate in Hong Kong peaked at 6.6% in 1998 and was at its lowest, 0.0%, in 2010.
That places Hong Kong 147th out of 153 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate (%) in Hong Kong, year by year
| Year | % | Change |
|---|---|---|
| 1994 | 3.5% | — |
| 1995 | 5.6% | +59.0% |
| 1996 | 4.6% | -17.5% |
| 1997 | 6.0% | +28.7% |
| 1998 | 6.6% | +10.8% |
| 1999 | 4.5% | -32.1% |
| 2000 | 4.8% | +6.7% |
| 2001 | 2.4% | -50.5% |
| 2002 | 0.3% | -85.5% |
| 2003 | 0.1% | -80.7% |
| 2004 | 0.0% | -62.5% |
| 2005 | 1.3% | +4943.3% |
| 2006 | 2.7% | +114.1% |
| 2007 | 2.4% | -10.2% |
| 2008 | 0.4% | -81.5% |
| 2009 | 0.0% | -97.6% |
| 2010 | 0.0% | -7.7% |
| 2011 | 0.0% | +0.0% |
| 2012 | 0.0% | +0.0% |
| 2013 | 0.0% | +0.0% |
| 2014 | 0.0% | +0.0% |
| 2015 | 0.0% | +0.0% |
| 2016 | 0.0% | +0.0% |
| 2017 | 0.0% | +0.0% |
| 2018 | 0.0% | +341.7% |
| 2019 | 0.1% | +213.2% |
| 2020 | 0.1% | -57.8% |
| 2021 | 0.0% | -65.7% |
| 2022 | 0.1% | +158.3% |
| 2023 | 0.5% | +848.4% |
| 2024 | 0.5% | +9.0% |
| 2025 | 0.2% | -62.4% |
Hong Kong compared with similar countries
- Hong Kong's 0.2% is below the median for high income countries, which is 1.6%, 13% of the median. (39 countries reporting)
- Hong Kong's 0.2% is below the median for East Asia & Pacific, which is 1.5%, 13% of the median. (26 countries reporting)
Biggest year-on-year movements
Years where Deposit interest rate (%) in Hong Kong changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2005 | +4943.3% | 0.0% | 1.3% |
| 2023 | +848.4% | 0.1% | 0.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 5.2% | 3.5% | 6.6% | 6 |
| 2000s | 1.4% | 0.0% | 4.8% | 10 |
| 2010s | 0.0% | 0.0% | 0.1% | 10 |
| 2020s | 0.2% | 0.0% | 0.5% | 6 |
Countries ranked near Hong Kong
More financial sector data for Hong Kong
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -3.35 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.7308 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 41,641 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.454 % change on previous year (2023)
- Reserves excluding gold (SDR), per capita 42,075 SDR per person (2023)
- Total reserves (gold at market value) (SDR), annual growth rate -0.4501 % change on previous year (2023)
- Total reserves (gold at market value) (SDR), per capita 42,088 SDR per person (2023)
- Total reserves (gold at national valuation) (SDR), annual growth rate -0.4504 % change on previous year (2023)
- Total reserves (gold at national valuation) (SDR), per capita 42,088 SDR per person (2023)
- Total reserves in months of imports, annual growth rate -0.5027 % change on previous year (2023)
Frequently asked questions
- What is deposit interest rate in Hong Kong?
- Deposit interest rate in Hong Kong was 0.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Hong Kong?
- The highest recorded value was 6.6% in 1998.
- What is the lowest deposit interest rate recorded in Hong Kong?
- The lowest recorded value was 0.0% in 2010.
- How does Hong Kong rank for deposit interest rate?
- Hong Kong ranks 147th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Hong Kong?
- Over the last ten years it is up 1,908.3%. The long-run trend across the full record is volatile.
- Where does this Hong Kong data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.