Deposit interest rate in Montenegro
Montenegro: Deposit interest rate was 0.3% in 2025. ◆ Volatile
Deposit interest rate in Montenegro, 2002–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for deposit interest rate in Montenegro is 0.3%, measured in 2025.
That represents a change of up 8.3% on the previous year and down 81.5% over ten years.
Over the whole period, deposit interest rate in Montenegro peaked at 5.2% in 2002 and was at its lowest, 0.2%, in 2024.
Montenegro ranks 144th of 152 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.7% | 3.8% | 5.2% | 8 |
| 2010s | 2.0% | 0.5% | 3.7% | 10 |
| 2020s | 0.3% | 0.2% | 0.4% | 6 |
Countries ranked near Montenegro
More financial sector data for Montenegro
- Domestic credit to private sector by banks 50.9% (2025)
- Total reserves in months of imports 3.95 (2025)
- Net domestic credit 3.65 billion current LCU (2024)
- Net foreign assets 1.81 billion current LCU (2024)
- Monetary Sector credit to private sector 45.3% (2024)
- Broad money 58.4% (2025)
- Claims on central government, etc. 0.6% (2024)
- Domestic credit to private sector 45.3% (2024)
- Official exchange rate 0.8871 LCU per US$, period average (2025)
- Net migration -9,279 (2025)
Frequently asked questions
- What is deposit interest rate in Montenegro?
- Deposit interest rate in Montenegro was 0.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Montenegro?
- The highest recorded value was 5.2% in 2002.
- What is the lowest deposit interest rate recorded in Montenegro?
- The lowest recorded value was 0.2% in 2024.
- How does Montenegro rank for deposit interest rate?
- Montenegro ranks 144th out of 152 countries with data for 2025.
- Is deposit interest rate rising or falling in Montenegro?
- Over the last ten years it is down 81.5%. The long-run trend across the full record is volatile.
- Where does this Montenegro data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.