Deposit interest rate in Montenegro
Montenegro: Deposit interest rate was 0.3% in 2025. ◆ Volatile
Deposit interest rate in Montenegro, 2002–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for deposit interest rate in Montenegro is 0.3%, measured in 2025.
That represents a change of up 8.3% on the previous year and down 81.5% over ten years.
Over the whole period, deposit interest rate in Montenegro peaked at 5.2% in 2002 and was at its lowest, 0.2%, in 2024.
Montenegro ranks 145th of 153 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Deposit interest rate in Montenegro, year by year
| Year | % | Change |
|---|---|---|
| 2002 | 5.2% | — |
| 2003 | 4.9% | -7.4% |
| 2004 | 4.9% | +0.2% |
| 2005 | 4.8% | -0.4% |
| 2006 | 5.1% | +4.4% |
| 2007 | 5.0% | -1.9% |
| 2008 | 3.8% | -23.0% |
| 2009 | 3.8% | -0.3% |
| 2010 | 3.7% | -2.9% |
| 2011 | 3.1% | -15.3% |
| 2012 | 3.3% | +4.2% |
| 2013 | 2.9% | -10.8% |
| 2014 | 2.1% | -26.5% |
| 2015 | 1.5% | -31.8% |
| 2016 | 1.1% | -26.9% |
| 2017 | 0.9% | -17.5% |
| 2018 | 0.6% | -30.8% |
| 2019 | 0.5% | -24.3% |
| 2020 | 0.4% | -12.1% |
| 2021 | 0.4% | -8.2% |
| 2022 | 0.3% | -22.4% |
| 2023 | 0.3% | -7.1% |
| 2024 | 0.2% | -6.9% |
| 2025 | 0.3% | +8.3% |
Montenegro compared with similar countries
- Montenegro's 0.3% is below the median for upper middle income countries, which is 4.1%, 7% of the median. (53 countries reporting)
- Montenegro's 0.3% is below the median for Europe & Central Asia, which is 3.2%, 8% of the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.7% | 3.8% | 5.2% | 8 |
| 2010s | 2.0% | 0.5% | 3.7% | 10 |
| 2020s | 0.3% | 0.2% | 0.4% | 6 |
Countries ranked near Montenegro
More financial sector data for Montenegro
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 32.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 23.83 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0022 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 32.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is deposit interest rate in Montenegro?
- Deposit interest rate in Montenegro was 0.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest deposit interest rate recorded in Montenegro?
- The highest recorded value was 5.2% in 2002.
- What is the lowest deposit interest rate recorded in Montenegro?
- The lowest recorded value was 0.2% in 2024.
- How does Montenegro rank for deposit interest rate?
- Montenegro ranks 145th out of 153 countries with data for 2025.
- Is deposit interest rate rising or falling in Montenegro?
- Over the last ten years it is down 81.5%. The long-run trend across the full record is volatile.
- Where does this Montenegro data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Deposit interest rate (%). Statizoid updates them automatically from the source API.
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About this data
Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.