Domestic credit to private sector by banks in Bosnia and Herzegovina
Bosnia and Herzegovina: Domestic credit to private sector by banks was 46.1% in 2025. ▲ Rising
Domestic credit to private sector by banks in Bosnia and Herzegovina, 1997–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
Bosnia and Herzegovina recorded 46.1% for domestic credit to private sector by banks in 2025.
The figure is up 4.9% on the previous year and down 12.9% over ten years.
Over the whole period, domestic credit to private sector by banks in Bosnia and Herzegovina peaked at 60.2% in 1997 and was at its lowest, 25.9%, in 2001.
That places Bosnia and Herzegovina 82nd out of 187 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 29 years of available data.
Domestic credit to private sector by banks in Bosnia and Herzegovina, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1997 | 60.2% | — |
| 1998 | 57.9% | -3.9% |
| 1999 | 48.0% | -17.1% |
| 2000 | 37.0% | -23.0% |
| 2001 | 25.9% | -29.9% |
| 2002 | 30.0% | +15.7% |
| 2003 | 34.2% | +14.0% |
| 2004 | 36.4% | +6.4% |
| 2005 | 42.1% | +15.6% |
| 2006 | 42.6% | +1.1% |
| 2007 | 49.3% | +15.8% |
| 2008 | 53.1% | +7.8% |
| 2009 | 52.8% | -0.6% |
| 2010 | 52.8% | -0.0% |
| 2011 | 53.1% | +0.7% |
| 2012 | 54.7% | +3.0% |
| 2013 | 54.9% | +0.3% |
| 2014 | 54.7% | -0.4% |
| 2015 | 53.0% | -3.1% |
| 2016 | 52.5% | -0.8% |
| 2017 | 53.6% | +2.0% |
| 2018 | 52.9% | -1.3% |
| 2019 | 53.4% | +0.8% |
| 2020 | 53.4% | +0.1% |
| 2021 | 49.3% | -7.8% |
| 2022 | 44.3% | -10.0% |
| 2023 | 43.4% | -2.1% |
| 2024 | 44.0% | +1.3% |
| 2025 | 46.1% | +4.9% |
Bosnia and Herzegovina compared with similar countries
- Bosnia and Herzegovina's 46.1% is above the median for upper middle income countries, which is 39.8%, 1.2× the median. (55 countries reporting)
- Bosnia and Herzegovina's 46.1% is below the median for Europe & Central Asia, which is 52.1%, 89% of the median. (48 countries reporting)
Biggest year-on-year movements
Years where Domestic credit to private sector by banks in Bosnia and Herzegovina changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2001 | -29.9% | 37.0% | 25.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 55.4% | 48.0% | 60.2% | 3 |
| 2000s | 40.3% | 25.9% | 53.1% | 10 |
| 2010s | 53.6% | 52.5% | 54.9% | 10 |
| 2020s | 46.8% | 43.4% | 53.4% | 6 |
Countries ranked near Bosnia and Herzegovina
More financial sector data for Bosnia and Herzegovina
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1587 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1159 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1587 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in Bosnia and Herzegovina?
- Domestic credit to private sector by banks in Bosnia and Herzegovina was 46.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Bosnia and Herzegovina?
- The highest recorded value was 60.2% in 1997.
- What is the lowest domestic credit to private sector by banks recorded in Bosnia and Herzegovina?
- The lowest recorded value was 25.9% in 2001.
- How does Bosnia and Herzegovina rank for domestic credit to private sector by banks?
- Bosnia and Herzegovina ranks 82nd out of 187 countries with data for 2025.
- Is domestic credit to private sector by banks rising or falling in Bosnia and Herzegovina?
- Over the last ten years it is down 12.9%. The long-run trend across the full record is rising.
- Where does this Bosnia and Herzegovina data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 29 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.