Domestic credit to private sector by banks in United States
United States: Domestic credit to private sector by banks was 44.5% in 2025. ▬ Flat
Domestic credit to private sector by banks in United States, 1960–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
In 2025, domestic credit to private sector by banks in United States stood at 44.5%.
Compared with earlier readings it is down 3.2% on the previous year and down 12.4% over ten years.
Over the whole period, domestic credit to private sector by banks in United States peaked at 59.5% in 2008 and was at its lowest, 39.0%, in 1960.
United States ranks 85th of 187 countries on this measure, in the middle of the range.
Domestic credit to private sector by banks in United States, year by year
| Year | % of GDP | Change |
|---|---|---|
| 1960 | 39.0% | — |
| 1961 | 40.8% | +4.6% |
| 1962 | 42.5% | +4.0% |
| 1963 | 45.5% | +7.1% |
| 1964 | 47.3% | +3.9% |
| 1965 | 49.2% | +4.0% |
| 1966 | 48.3% | -1.7% |
| 1967 | 49.0% | +1.4% |
| 1968 | 49.3% | +0.6% |
| 1969 | 49.7% | +0.9% |
| 1970 | 49.6% | -0.2% |
| 1971 | 50.7% | +2.2% |
| 1972 | 53.9% | +6.2% |
| 1973 | 56.5% | +4.8% |
| 1974 | 57.4% | +1.5% |
| 1975 | 54.1% | -5.6% |
| 1976 | 53.8% | -0.7% |
| 1977 | 55.7% | +3.5% |
| 1978 | 56.6% | +1.7% |
| 1979 | 56.6% | -0.0% |
| 1980 | 55.1% | -2.7% |
| 1981 | 52.3% | -5.1% |
| 1982 | 51.3% | -1.8% |
| 1983 | 51.6% | +0.6% |
| 1984 | 53.5% | +3.7% |
| 1985 | 55.1% | +2.9% |
| 1986 | 56.7% | +3.0% |
| 1987 | 56.9% | +0.2% |
| 1988 | 57.3% | +0.8% |
| 1989 | 56.1% | -2.1% |
| 1990 | 52.7% | -6.1% |
| 1991 | 49.1% | -6.9% |
| 1992 | 45.6% | -7.0% |
| 1993 | 44.4% | -2.8% |
| 1994 | 44.5% | +0.2% |
| 1995 | 45.8% | +3.1% |
| 1996 | 46.3% | +0.9% |
| 1997 | 46.6% | +0.7% |
| 1998 | 47.3% | +1.4% |
| 1999 | 47.3% | +0.1% |
| 2000 | 49.0% | +3.5% |
| 2001 | 50.2% | +2.4% |
| 2002 | 50.3% | +0.3% |
| 2003 | 51.5% | +2.3% |
| 2004 | 53.3% | +3.6% |
| 2005 | 55.3% | +3.6% |
| 2006 | 57.2% | +3.4% |
| 2007 | 59.4% | +3.9% |
| 2008 | 59.5% | +0.3% |
| 2009 | 53.9% | -9.5% |
| 2010 | 52.3% | -3.0% |
| 2011 | 50.6% | -3.1% |
| 2012 | 49.9% | -1.4% |
| 2013 | 49.1% | -1.6% |
| 2014 | 49.6% | +1.0% |
| 2015 | 50.8% | +2.6% |
| 2016 | 52.0% | +2.3% |
| 2017 | 52.1% | +0.1% |
| 2018 | 51.8% | -0.5% |
| 2019 | 52.2% | +0.8% |
| 2020 | 53.7% | +2.9% |
| 2021 | 50.1% | -6.7% |
| 2022 | 51.0% | +1.8% |
| 2023 | 49.0% | -4.0% |
| 2024 | 46.0% | -6.2% |
| 2025 | 44.5% | -3.2% |
United States compared with similar countries
- United States's 44.5% is below the median for high income countries, which is 64.3%, 69% of the median. (61 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 46.1% | 39.0% | 49.7% | 10 |
| 1970s | 54.5% | 49.6% | 57.4% | 10 |
| 1980s | 54.6% | 51.3% | 57.3% | 10 |
| 1990s | 47.0% | 44.4% | 52.7% | 10 |
| 2000s | 53.9% | 49.0% | 59.5% | 10 |
| 2010s | 51.0% | 49.1% | 52.3% | 10 |
| 2020s | 49.1% | 44.5% | 53.7% | 6 |
Countries ranked near United States
More financial sector data for United States
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is domestic credit to private sector by banks in United States?
- Domestic credit to private sector by banks in United States was 44.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in United States?
- The highest recorded value was 59.5% in 2008.
- What is the lowest domestic credit to private sector by banks recorded in United States?
- The lowest recorded value was 39.0% in 1960.
- How does United States rank for domestic credit to private sector by banks?
- United States ranks 85th out of 187 countries with data for 2025.
- Is domestic credit to private sector by banks rising or falling in United States?
- Over the last ten years it is down 12.4%. The long-run trend across the full record is flat.
- Where does this United States data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
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About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.