Domestic credit to private sector by banks in Early-demographic dividend

Early-demographic dividend: Domestic credit to private sector by banks was 40.4% in 2025. ▲ Rising

Latest (2025)
40.4%
Change on year
up 4.1%
Rank
29th
of 47 groups
All-time high
41.2%
in 2015
All-time low
11.6%
in 1960
Years of data
66
1960–2025

Domestic credit to private sector by banks in Early-demographic dividend, 1960–2025

10203040196019922025

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.

Analysis

The most recent figure for domestic credit to private sector by banks in Early-demographic dividend is 40.4%, measured in 2025.

That represents a change of up 4.1% on the previous year and down 1.8% over ten years.

Over the whole period, domestic credit to private sector by banks in Early-demographic dividend peaked at 41.2% in 2015 and was at its lowest, 11.6%, in 1960.

That places Early-demographic dividend 29th out of 47 groups with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently rising across the 66 years of available data.

Domestic credit to private sector by banks in Early-demographic dividend, year by year

Annual values for Domestic credit to private sector by banks (% of GDP) in Early-demographic dividend, 1960 to 2025.
Year % of GDP Change
1960 11.6%
1961 12.1% +4.1%
1962 12.4% +2.9%
1963 12.6% +1.3%
1964 12.5% -0.5%
1965 14.8% +17.7%
1966 15.8% +7.3%
1967 16.4% +3.7%
1968 17.4% +6.1%
1969 18.4% +5.7%
1970 19.3% +4.9%
1971 20.2% +4.5%
1972 20.8% +3.3%
1973 20.7% -0.7%
1974 18.8% -9.3%
1975 20.5% +9.2%
1976 21.4% +4.3%
1977 20.0% -6.6%
1978 20.9% +4.8%
1979 21.7% +3.6%
1980 20.6% -5.2%
1981 21.6% +5.2%
1982 22.7% +4.9%
1983 24.1% +6.0%
1984 23.9% -0.8%
1985 23.0% -3.5%
1986 24.9% +8.3%
1987 25.2% +1.2%
1988 25.5% +0.8%
1989 26.8% +5.3%
1990 25.0% -6.5%
1991 22.6% -9.8%
1992 25.5% +12.7%
1993 25.7% +0.9%
1994 27.9% +8.7%
1995 26.8% -4.0%
1996 26.6% -0.7%
1997 28.6% +7.3%
1998 27.2% -4.7%
1999 25.8% -5.2%
2000 25.4% -1.5%
2001 25.2% -1.1%
2002 25.3% +0.4%
2003 25.6% +1.3%
2004 27.0% +5.6%
2005 28.9% +6.9%
2006 30.7% +6.3%
2007 32.8% +6.8%
2008 33.0% +0.7%
2009 34.8% +5.4%
2010 35.3% +1.5%
2011 35.8% +1.5%
2012 36.6% +2.1%
2013 37.9% +3.5%
2014 39.1% +3.3%
2015 41.2% +5.3%
2016 39.5% -3.9%
2017 38.4% -3.0%
2018 37.8% -1.6%
2019 37.9% +0.4%
2020 40.7% +7.4%
2021 38.4% -5.6%
2022 38.0% -1.3%
2023 38.4% +1.2%
2024 38.8% +1.1%
2025 40.4% +4.1%

Averages by decade

DecadeAverage LowestHighest Years
1960s 14.4% 11.6% 18.4% 10
1970s 20.4% 18.8% 21.7% 10
1980s 23.8% 20.6% 26.8% 10
1990s 26.2% 22.6% 28.6% 10
2000s 28.9% 25.2% 34.8% 10
2010s 37.9% 35.3% 41.2% 10
2020s 39.1% 38.0% 40.7% 6

Countries ranked near Early-demographic dividend

  1. 26 Netherlands 85.5% compare
  2. 27 Austria 81.5% compare
  3. 28 Fiji 78.3% compare
  4. 29 Portugal 77.0% compare
  5. 30 Germany 76.4% compare
  6. 31 Brazil 75.1% compare
  7. 32 Honduras 72.7% compare

See the full ranking of 234 places →

More financial sector data for Early-demographic dividend

All data for Early-demographic dividend →

Frequently asked questions

What is domestic credit to private sector by banks in Early-demographic dividend?
Domestic credit to private sector by banks in Early-demographic dividend was 40.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest domestic credit to private sector by banks recorded in Early-demographic dividend?
The highest recorded value was 41.2% in 2015.
What is the lowest domestic credit to private sector by banks recorded in Early-demographic dividend?
The lowest recorded value was 11.6% in 1960.
How does Early-demographic dividend rank for domestic credit to private sector by banks?
Early-demographic dividend ranks 29th out of 47 groups with data for 2025.
Is domestic credit to private sector by banks rising or falling in Early-demographic dividend?
Over the last ten years it is down 1.8%. The long-run trend across the full record is rising.
Where does this Early-demographic dividend data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.

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Domestic credit to private sector by banks in Early-demographic dividend. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/domestic-credit-to-private-sector-by-banks-percent-of-gdp/early-demographic-dividend/

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About this data

Indicator
Domestic credit to private sector by banks (% of GDP)
Unit
% of GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 11,621 data points, 1960–2025
Last refreshed

Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.