Domestic credit to private sector in Early-demographic dividend

Early-demographic dividend: Domestic credit to private sector was 40.2% in 2025. ▲ Rising

Latest (2025)
40.2%
Change on year
up 0.1%
Rank
31st
of 47 groups
All-time high
45.6%
in 2015
All-time low
10.5%
in 1960
Years of data
59
1960–2025

Domestic credit to private sector in Early-demographic dividend, 1960–2025

1020304050196019922025

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.

Analysis

The most recent figure for domestic credit to private sector in Early-demographic dividend is 40.2%, measured in 2025.

That represents a change of up 0.1% on the previous year and down 11.9% over ten years.

Over the whole period, domestic credit to private sector in Early-demographic dividend peaked at 45.6% in 2015 and was at its lowest, 10.5%, in 1960.

That places Early-demographic dividend 31st out of 47 groups with data for 2025, putting it in the middle of the range.

The long-run direction has been consistently rising across the 59 years of available data.

Domestic credit to private sector in Early-demographic dividend, year by year

Annual values for Domestic credit to private sector (% of GDP) in Early-demographic dividend, 1960 to 2025.
Year % of GDP Change
1960 10.5%
1961 11.3% +6.8%
1962 11.0% -2.3%
1963 11.2% +1.6%
1964 11.1% -0.5%
1965 15.4% +38.2%
1966 16.5% +7.4%
1967 16.8% +1.6%
1968 17.5% +4.4%
1969 18.5% +5.7%
1970 19.2% +3.7%
1971 19.7% +2.7%
1972 20.3% +3.0%
1973 20.5% +1.0%
1974 18.5% -10.0%
1975 20.1% +9.0%
1976 20.7% +2.8%
1977 21.4% +3.6%
1979 24.0% +12.0%
1980 23.8% -0.8%
1981 24.9% +4.8%
1982 26.2% +5.2%
1983 27.9% +6.4%
1984 27.6% -1.0%
1985 26.6% -3.6%
1986 28.3% +6.3%
1987 29.3% +3.4%
1988 30.0% +2.5%
1989 31.4% +4.9%
1990 27.9% -11.1%
1997 30.3% +8.4%
1998 30.3% +0.1%
1999 30.5% +0.6%
2000 29.6% -3.1%
2001 28.9% -2.4%
2002 29.1% +0.7%
2003 30.6% +5.2%
2004 32.9% +7.6%
2005 34.9% +6.2%
2006 37.3% +6.8%
2007 39.0% +4.6%
2008 36.9% -5.4%
2009 38.3% +3.6%
2010 39.5% +3.1%
2011 39.8% +0.9%
2012 40.7% +2.2%
2013 42.1% +3.3%
2014 43.6% +3.8%
2015 45.6% +4.5%
2016 43.5% -4.6%
2017 42.9% -1.4%
2018 43.8% +2.2%
2019 42.3% -3.5%
2020 44.8% +6.0%
2021 41.9% -6.5%
2022 40.0% -4.4%
2023 40.2% +0.3%
2024 40.1% -0.0%
2025 40.2% +0.1%

Biggest year-on-year movements

Years where Domestic credit to private sector in Early-demographic dividend changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1965 +38.2% 11.1% 15.4%

Averages by decade

DecadeAverage LowestHighest Years
1960s 14.0% 10.5% 18.5% 10
1970s 20.5% 18.5% 24.0% 9
1980s 27.6% 23.8% 31.4% 10
1990s 29.8% 27.9% 30.5% 4
2000s 33.8% 28.9% 39.0% 10
2010s 42.4% 39.5% 45.6% 10
2020s 41.2% 40.0% 44.8% 6

Countries ranked near Early-demographic dividend

  1. 28 South Africa 89.4% compare
  2. 29 Iceland 89.2% compare
  3. 30 Luxembourg 85.1% compare
  4. 31 Netherlands 82.3% compare
  5. 32 Austria 81.8% compare
  6. 33 Honduras 78.5% compare
  7. 34 Morocco 77.8% compare

See the full ranking of 234 places →

More financial sector data for Early-demographic dividend

All data for Early-demographic dividend →

Frequently asked questions

What is domestic credit to private sector in Early-demographic dividend?
Domestic credit to private sector in Early-demographic dividend was 40.2% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest domestic credit to private sector recorded in Early-demographic dividend?
The highest recorded value was 45.6% in 2015.
What is the lowest domestic credit to private sector recorded in Early-demographic dividend?
The lowest recorded value was 10.5% in 1960.
How does Early-demographic dividend rank for domestic credit to private sector?
Early-demographic dividend ranks 31st out of 47 groups with data for 2025.
Is domestic credit to private sector rising or falling in Early-demographic dividend?
Over the last ten years it is down 11.9%. The long-run trend across the full record is rising.
Where does this Early-demographic dividend data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector (% of GDP). Statizoid updates them automatically from the source API.

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Domestic credit to private sector in Early-demographic dividend. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/domestic-credit-to-private-sector-percent-of-gdp/early-demographic-dividend/

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About this data

Indicator
Domestic credit to private sector (% of GDP)
Unit
% of GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 9,901 data points, 1960–2025
Last refreshed

Domestic credit to private sector refers to financial resources provided to the private sector by financial corporations, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. The financial corporations include monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.