Domestic credit to private sector by banks in Pre-demographic dividend

Pre-demographic dividend: Domestic credit to private sector by banks was 15.2% in 2023. ▲ Rising

Latest (2023)
15.2%
Change on year
up 21.3%
Rank
45th
of 47 groups
All-time high
15.3%
in 2016
All-time low
6.3%
in 1963
Years of data
61
1961–2023

Domestic credit to private sector by banks in Pre-demographic dividend, 1961–2023

051015196119922023

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.

Analysis

In 2023, domestic credit to private sector by banks in Pre-demographic dividend stood at 15.2%.

Compared with earlier readings it is up 21.3% on the previous year and up 23.9% over ten years.

Over the whole period, domestic credit to private sector by banks in Pre-demographic dividend peaked at 15.3% in 2016 and was at its lowest, 6.3%, in 1963.

That places Pre-demographic dividend 45th out of 47 groups with data for 2023, putting it in the bottom quarter.

The long-run direction has been consistently rising across the 61 years of available data.

Domestic credit to private sector by banks in Pre-demographic dividend, year by year

Annual values for Domestic credit to private sector by banks (% of GDP) in Pre-demographic dividend, 1961 to 2023.
Year % of GDP Change
1961 6.5%
1962 7.2% +10.3%
1963 6.3% -13.0%
1964 7.2% +15.8%
1965 7.3% +0.8%
1966 7.4% +1.4%
1967 8.1% +9.3%
1968 7.8% -3.8%
1969 7.4% -4.7%
1970 7.6% +2.7%
1971 8.3% +9.5%
1972 8.8% +5.3%
1973 9.4% +6.5%
1974 8.8% -6.2%
1975 10.0% +14.2%
1976 9.7% -3.2%
1977 11.5% +18.9%
1978 13.1% +13.9%
1979 13.4% +2.3%
1980 14.3% +6.5%
1981 9.2% -35.9%
1982 9.6% +4.9%
1983 10.1% +5.1%
1984 9.9% -2.1%
1986 12.0% +21.4%
1987 12.6% +4.6%
1988 11.6% -7.9%
1989 11.0% -5.0%
1991 9.8% -11.0%
1992 11.0% +12.6%
1993 9.1% -17.4%
1994 8.1% -11.2%
1995 7.3% -9.5%
1996 7.0% -4.8%
1997 7.5% +8.0%
1998 8.0% +6.2%
1999 8.5% +5.8%
2000 7.7% -9.0%
2001 8.4% +9.4%
2002 7.7% -8.8%
2003 8.3% +8.0%
2004 7.7% -7.4%
2005 7.7% -0.4%
2006 8.1% +5.2%
2007 10.3% +28.1%
2008 12.5% +21.1%
2009 14.1% +12.5%
2010 12.2% -13.5%
2011 11.3% -7.5%
2012 11.5% +2.3%
2013 12.3% +6.5%
2014 13.4% +9.7%
2015 14.7% +9.6%
2016 15.3% +3.5%
2017 14.2% -6.9%
2018 12.9% -9.0%
2019 11.5% -11.0%
2020 12.7% +10.3%
2021 12.7% +0.3%
2022 12.5% -1.6%
2023 15.2% +21.3%

Averages by decade

DecadeAverage LowestHighest Years
1960s 7.2% 6.3% 8.1% 9
1970s 10.1% 7.6% 13.4% 10
1980s 11.2% 9.2% 14.3% 9
1990s 8.5% 7.0% 11.0% 9
2000s 9.3% 7.7% 14.1% 10
2010s 12.9% 11.3% 15.3% 10
2020s 13.3% 12.5% 15.2% 4

Countries ranked near Pre-demographic dividend

  1. 42 Panama 66.8% compare
  2. 43 Belgium 66.8% compare
  3. 44 Georgia 65.9% compare
  4. 45 Saint Kitts and Nevis 65.0% compare
  5. 46 Saudi Arabia 64.3% compare
  6. 47 Oman 63.2% compare
  7. 48 Malta 61.7% compare

See the full ranking of 234 places →

More financial sector data for Pre-demographic dividend

All data for Pre-demographic dividend →

Frequently asked questions

What is domestic credit to private sector by banks in Pre-demographic dividend?
Domestic credit to private sector by banks in Pre-demographic dividend was 15.2% in 2023, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest domestic credit to private sector by banks recorded in Pre-demographic dividend?
The highest recorded value was 15.3% in 2016.
What is the lowest domestic credit to private sector by banks recorded in Pre-demographic dividend?
The lowest recorded value was 6.3% in 1963.
How does Pre-demographic dividend rank for domestic credit to private sector by banks?
Pre-demographic dividend ranks 45th out of 47 groups with data for 2023.
Is domestic credit to private sector by banks rising or falling in Pre-demographic dividend?
Over the last ten years it is up 23.9%. The long-run trend across the full record is rising.
Where does this Pre-demographic dividend data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.

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Domestic credit to private sector by banks in Pre-demographic dividend. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/stat/domestic-credit-to-private-sector-by-banks-percent-of-gdp/pre-demographic-dividend/

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About this data

Indicator
Domestic credit to private sector by banks (% of GDP)
Unit
% of GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 11,621 data points, 1960–2025
Last refreshed

Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.