External loans and deposits of reporting banks vis-à-vis all sectors in New Zealand

New Zealand: External loans and deposits of reporting banks vis-à-vis all sectors was 7.0% in 2021. ▼ Falling

Latest (2021)
7.0%
Change on year
down 25.1%
World rank
161st
of 181 countries
All-time high
17.7%
in 2006
All-time low
5.4%
in 1995
Years of data
25
1995–2021

External loans and deposits of reporting banks vis-à-vis all sectors in New Zealand, 1995–2021

57.51012.51517.51995200820211995: 5.4 % of domestic bank deposits1996: 9.5 % of domestic bank deposits1997: 7.5 % of domestic bank deposits1998: 9 % of domestic bank deposits1999: 11.6 % of domestic bank deposits2000: 11.9 % of domestic bank deposits2001: 11.7 % of domestic bank deposits2002: 14.4 % of domestic bank deposits2003: 13.7 % of domestic bank deposits2004: 12.5 % of domestic bank deposits2005: 13.8 % of domestic bank deposits2006: 17.7 % of domestic bank deposits2007: 14.2 % of domestic bank deposits2008: 10.5 % of domestic bank deposits2009: 13.5 % of domestic bank deposits2010: 11.5 % of domestic bank deposits2013: 9.2 % of domestic bank deposits2014: 8.9 % of domestic bank deposits2015: 10.4 % of domestic bank deposits2016: 9 % of domestic bank deposits2017: 8.9 % of domestic bank deposits2018: 8 % of domestic bank deposits2019: 9.2 % of domestic bank deposits2020: 9.3 % of domestic bank deposits2021: 7 % of domestic bank deposits

Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.

Analysis

In 2021, external loans and deposits of reporting banks vis-à-vis all sectors in New Zealand stood at 7.0%.

That represents a change of down 25.1% on the previous year and down 39.2% over ten years.

Over the whole period, external loans and deposits of reporting banks vis-à-vis all sectors in New Zealand peaked at 17.7% in 2006 and was at its lowest, 5.4%, in 1995.

That places New Zealand 161st out of 181 countries with data for 2021, putting it in the bottom quarter.

The long-run direction has been consistently falling across the 25 years of available data.

External loans and deposits of reporting banks vis-à-vis all sectors in New Zealand, year by year

Annual values for External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits) in New Zealand, 1995 to 2021.
Year % of domestic bank deposits Change
1995 5.4%
1996 9.5% +75.4%
1997 7.5% -21.5%
1998 9.0% +20.4%
1999 11.6% +29.2%
2000 11.9% +2.2%
2001 11.7% -2.0%
2002 14.4% +23.5%
2003 13.7% -5.1%
2004 12.5% -8.5%
2005 13.8% +10.7%
2006 17.7% +27.8%
2007 14.2% -19.7%
2008 10.5% -26.0%
2009 13.5% +28.6%
2010 11.5% -15.3%
2013 9.2% -19.4%
2014 8.9% -3.2%
2015 10.4% +16.0%
2016 9.0% -12.8%
2017 8.9% -1.6%
2018 8.0% -10.1%
2019 9.2% +14.8%
2020 9.3% +1.3%
2021 7.0% -25.1%

New Zealand compared with similar countries

  • New Zealand's 7.0% is below the median for high income countries, which is 31.9%, 22% of the median. (59 countries reporting)
  • New Zealand's 7.0% is below the median for East Asia & Pacific, which is 13.6%, 51% of the median. (26 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 8.6% 5.4% 11.6% 5
2000s 13.4% 10.5% 17.7% 10
2010s 9.4% 8.0% 11.5% 8
2020s 8.1% 7.0% 9.3% 2

Countries ranked near New Zealand

  1. 158 Togo 7.4% compare
  2. 159 Micronesia (country) 7.3% compare
  3. 160 Benin 7.0% compare
  4. 162 Bangladesh 6.9% compare
  5. 163 Poland 6.9% compare
  6. 164 Pakistan 6.7% compare

See the full ranking of 181 places →

More financial sector data for New Zealand

All data for New Zealand →

Frequently asked questions

What is external loans and deposits of reporting banks vis-à-vis all sectors in New Zealand?
External loans and deposits of reporting banks vis-à-vis all sectors in New Zealand was 7.0% in 2021, according to Bank for International Settlements (BIS).
What is the highest external loans and deposits of reporting banks vis-à-vis all sectors recorded in New Zealand?
The highest recorded value was 17.7% in 2006.
What is the lowest external loans and deposits of reporting banks vis-à-vis all sectors recorded in New Zealand?
The lowest recorded value was 5.4% in 1995.
How does New Zealand rank for external loans and deposits of reporting banks vis-à-vis all sectors?
New Zealand ranks 161st out of 181 countries with data for 2021.
Is external loans and deposits of reporting banks vis-à-vis all sectors rising or falling in New Zealand?
Over the last ten years it is down 39.2%. The long-run trend across the full record is falling.
Where does this New Zealand data come from?
The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits). Statizoid updates them automatically from the source API.

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External loans and deposits of reporting banks vis-à-vis all sectors in New Zealand. Statizoid, drawing on Bank for International Settlements (BIS). Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/external-loans-and-deposits-of-reporting-banks-vis-a-vis-all-sectors-percent-of-domestic/new-zealand/

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About this data

Indicator
External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits)
Unit
% of domestic bank deposits
Source
Bank for International Settlements (BIS)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 4,509 data points, 1995–2021
Last refreshed

Data is from BIS Statistical Appendix Table 7A: External loans and deposits of reporting banks vis-à-vis all sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.