External loans and deposits of reporting banks vis-à-vis all sectors in Poland

Poland: External loans and deposits of reporting banks vis-à-vis all sectors was 6.9% in 2021. ◆ Volatile

Latest (2021)
6.9%
Change on year
down 15.8%
World rank
163rd
of 181 countries
All-time high
37.6%
in 1995
All-time low
6.9%
in 2021
Years of data
27
1995–2021

External loans and deposits of reporting banks vis-à-vis all sectors in Poland, 1995–2021

102030401995200820211995: 37.6 % of domestic bank deposits1996: 26.9 % of domestic bank deposits1997: 33.8 % of domestic bank deposits1998: 19 % of domestic bank deposits1999: 23.9 % of domestic bank deposits2000: 26.8 % of domestic bank deposits2001: 25.9 % of domestic bank deposits2002: 23.7 % of domestic bank deposits2003: 23.8 % of domestic bank deposits2004: 33.7 % of domestic bank deposits2005: 28.8 % of domestic bank deposits2006: 27.7 % of domestic bank deposits2007: 25.8 % of domestic bank deposits2008: 8.9 % of domestic bank deposits2009: 8.3 % of domestic bank deposits2010: 9.9 % of domestic bank deposits2011: 8.6 % of domestic bank deposits2012: 7.9 % of domestic bank deposits2013: 8.3 % of domestic bank deposits2014: 8.1 % of domestic bank deposits2015: 8.3 % of domestic bank deposits2016: 12.9 % of domestic bank deposits2017: 10.6 % of domestic bank deposits2018: 10.7 % of domestic bank deposits2019: 9.3 % of domestic bank deposits2020: 8.2 % of domestic bank deposits2021: 6.9 % of domestic bank deposits

Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.

Analysis

The most recent figure for external loans and deposits of reporting banks vis-à-vis all sectors in Poland is 6.9%, measured in 2021. That is the lowest value across all 27 years on record.

That represents a change of down 15.8% on the previous year and down 20.0% over ten years.

Over the whole period, external loans and deposits of reporting banks vis-à-vis all sectors in Poland peaked at 37.6% in 1995 and was at its lowest, 6.9%, in 2021.

That places Poland 163rd out of 181 countries with data for 2021, putting it in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

External loans and deposits of reporting banks vis-à-vis all sectors in Poland, year by year

Annual values for External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits) in Poland, 1995 to 2021.
Year % of domestic bank deposits Change
1995 37.6%
1996 26.9% -28.5%
1997 33.8% +25.6%
1998 19.0% -43.7%
1999 23.9% +25.3%
2000 26.8% +12.3%
2001 25.9% -3.3%
2002 23.7% -8.5%
2003 23.8% +0.5%
2004 33.7% +41.3%
2005 28.8% -14.5%
2006 27.7% -3.6%
2007 25.8% -7.1%
2008 8.9% -65.5%
2009 8.3% -6.6%
2010 9.9% +19.2%
2011 8.6% -13.3%
2012 7.9% -8.0%
2013 8.3% +5.5%
2014 8.1% -2.9%
2015 8.3% +2.0%
2016 12.9% +56.3%
2017 10.6% -18.3%
2018 10.7% +1.3%
2019 9.3% -12.7%
2020 8.2% -12.5%
2021 6.9% -15.8%

Poland compared with similar countries

  • Poland's 6.9% is below the median for high income countries, which is 31.9%, 22% of the median. (59 countries reporting)
  • Poland's 6.9% is below the median for Europe & Central Asia, which is 17.9%, 38% of the median. (47 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 28.3% 19.0% 37.6% 5
2000s 23.3% 8.3% 33.7% 10
2010s 9.5% 7.9% 12.9% 10
2020s 7.5% 6.9% 8.2% 2

Countries ranked near Poland

  1. 160 Benin 7.0% compare
  2. 161 New Zealand 7.0% compare
  3. 162 Bangladesh 6.9% compare
  4. 164 Pakistan 6.7% compare
  5. 165 Cote d'Ivoire 6.5% compare
  6. 166 Algeria 6.2% compare

See the full ranking of 181 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is external loans and deposits of reporting banks vis-à-vis all sectors in Poland?
External loans and deposits of reporting banks vis-à-vis all sectors in Poland was 6.9% in 2021, according to Bank for International Settlements (BIS).
What is the highest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Poland?
The highest recorded value was 37.6% in 1995.
What is the lowest external loans and deposits of reporting banks vis-à-vis all sectors recorded in Poland?
The lowest recorded value was 6.9% in 2021.
How does Poland rank for external loans and deposits of reporting banks vis-à-vis all sectors?
Poland ranks 163rd out of 181 countries with data for 2021.
Is external loans and deposits of reporting banks vis-à-vis all sectors rising or falling in Poland?
Over the last ten years it is down 20.0%. The long-run trend across the full record is volatile.
Where does this Poland data come from?
The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits). Statizoid updates them automatically from the source API.

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External loans and deposits of reporting banks vis-à-vis all sectors in Poland. Statizoid, drawing on Bank for International Settlements (BIS). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/external-loans-and-deposits-of-reporting-banks-vis-a-vis-all-sectors-percent-of-domestic/poland/

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About this data

Indicator
External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits)
Unit
% of domestic bank deposits
Source
Bank for International Settlements (BIS)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 4,509 data points, 1995–2021
Last refreshed

Data is from BIS Statistical Appendix Table 7A: External loans and deposits of reporting banks vis-à-vis all sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.