Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Estonia
Estonia: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 15.98 in 2024. ▲ Rising
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Estonia, 2005–2024
Source: International Monetary Fund.
Analysis
The most recent figure for harmonized euro area rates: loans, consumer credit and other, up to 1 in Estonia is 15.98, measured in 2024.
The figure is down 1.2% on the previous year and up 6.3% over ten years.
Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Estonia peaked at 16.18 in 2023 and was at its lowest, 6.15, in 2006.
Estonia ranks 2nd of 23 countries on this measure, in the top 10%.
The long-run direction has been consistently rising across the 20 years of available data.
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Estonia, year by year
| Year | Value | Change |
|---|---|---|
| 2005 | 7.78 | — |
| 2006 | 6.15 | -21.0% |
| 2007 | 7.1 | +15.5% |
| 2008 | 7.23 | +1.9% |
| 2009 | 6.45 | -10.8% |
| 2010 | 11.17 | +73.1% |
| 2011 | 14.08 | +26.0% |
| 2012 | 15 | +6.5% |
| 2013 | 14.88 | -0.8% |
| 2014 | 15.03 | +1.0% |
| 2015 | 14.11 | -6.1% |
| 2016 | 11.53 | -18.3% |
| 2017 | 12.27 | +6.4% |
| 2018 | 13.17 | +7.4% |
| 2019 | 14.94 | +13.5% |
| 2020 | 15.97 | +6.8% |
| 2021 | 16.01 | +0.3% |
| 2022 | 15.9 | -0.7% |
| 2023 | 16.18 | +1.8% |
| 2024 | 15.98 | -1.2% |
Estonia compared with similar countries
- Estonia's 15.98 is above the median for Europe & Central Asia, which is 8.94, 1.8× the median. (22 countries reporting)
- Estonia's 15.98 is above the median for high income countries, which is 8.71, 1.8× the median. (23 countries reporting)
Biggest year-on-year movements
Years where Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Estonia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2010 | +73.1% | 6.45 | 11.17 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.94 | 6.15 | 7.78 | 5 |
| 2010s | 13.62 | 11.17 | 15.03 | 10 |
| 2020s | 16.01 | 15.9 | 16.18 | 5 |
Countries ranked near Estonia
More financial sector data for Estonia
- Reserve position in the IMF, US dollar, annual growth rate 8.55 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 63.05 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.37 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 46.04 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 8.55 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 63.05 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.37 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Estonia?
- Harmonized euro area rates: loans, consumer credit and other, up to 1 in Estonia was 15.98 in 2024, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Estonia?
- The highest recorded value was 16.18 in 2023.
- What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Estonia?
- The lowest recorded value was 6.15 in 2006.
- How does Estonia rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
- Estonia ranks 2nd out of 23 countries with data for 2024.
- Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Estonia?
- Over the last ten years it is up 6.3%. The long-run trend across the full record is rising.
- Where does this Estonia data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.