Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum by country
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.
What the numbers show
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum is currently reported for 23 countries. The highest value is 17.61 in Latvia; the lowest is 2.52 in Croatia.
The median across all reporting countries is 8.71, and the mean is 8.94.
The gap between the highest and lowest reporting country is a factor of about 7.
Over the past decade 14 countries rose and 9 fell. The largest increase was in Lithuania (up 197.5%), and the largest decrease in Croatia (down 67.8%).
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Latvia | 17.61 | 2024 | down 11.2% | rising |
| 2 | Estonia | 15.98 | 2024 | up 6.3% | rising |
| 3 | Slovakia | 13.98 | 2024 | up 7.2% | rising |
| 4 | Lithuania | 12.35 | 2024 | up 197.5% | rising |
| 5 | Ireland | 11.78 | 2023 | up 63.8% | rising |
| 6 | Portugal | 11.6 | 2024 | down 14.7% | rising |
| 7 | Greece | 11.07 | 2024 | down 13.2% | falling |
| 8 | Finland | 10.24 | 2024 | up 60.3% | falling |
| 9 | Bulgaria | 10.12 | 2024 | up 0.5% | falling |
| 10 | Germany | 9.27 | 2023 | up 16.3% | falling |
| 11 | Spain | 9.17 | 2024 | down 2.9% | rising |
| 12 | Luxembourg | 8.71 | 2023 | up 130.3% | rising |
| 13 | Slovenia | 8.53 | 2024 | up 25.0% | flat |
| 14 | Cyprus | 7.79 | 2024 | up 2.2% | falling |
| 15 | Malta | 7.18 | 2023 | up 15.0% | rising |
| 16 | Czechia | 6.05 | 2024 | up 9.7% | falling |
| 17 | Hungary | 6.03 | 2024 | up 34.8% | falling |
| 18 | Belgium | 5.78 | 2024 | down 2.9% | falling |
| 19 | Austria | 5.75 | 2024 | up 8.1% | falling |
| 20 | Italy | 4.85 | 2023 | down 30.8% | falling |
| 21 | Netherlands | 4.65 | 2023 | down 25.3% | falling |
| 22 | France | 4.57 | 2024 | down 21.5% | falling |
| 23 | Croatia | 2.52 | 2021 | down 67.8% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Euro Area (EA) 7.7
About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.