Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Luxembourg

Luxembourg: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 8.71 in 2023. ▲ Rising

Latest (2023)
8.71
Change on year
up 41.2%
World rank
12th
of 23 countries
All-time high
8.71
in 2023
All-time low
2.95
in 2009
Years of data
21
2003–2023

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Luxembourg, 2003–2023

24682003201320232003: 4.12004: 3.82005: 3.72006: 4.22007: 4.92008: 5.42009: 32010: 3.42011: 4.42012: 3.92013: 3.82014: 4.12015: 4.32016: 4.12017: 4.22018: 42019: 5.12020: 5.42021: 5.62022: 6.22023: 8.7

Source: International Monetary Fund.

Analysis

The most recent figure for harmonized euro area rates: loans, consumer credit and other, up to 1 in Luxembourg is 8.71, measured in 2023. That is the highest value across all 21 years on record.

The figure is up 41.2% on the previous year and up 130.3% over ten years.

Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Luxembourg peaked at 8.71 in 2023 and was at its lowest, 2.95, in 2009.

Luxembourg ranks 12th of 23 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 21 years of available data.

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Luxembourg, year by year

Annual values for Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum in Luxembourg, 2003 to 2023.
Year Value Change
2003 4.06
2004 3.75 -7.7%
2005 3.72 -0.9%
2006 4.18 +12.3%
2007 4.91 +17.5%
2008 5.4 +10.0%
2009 2.95 -45.3%
2010 3.38 +14.5%
2011 4.43 +31.1%
2012 3.88 -12.5%
2013 3.79 -2.4%
2014 4.12 +8.7%
2015 4.28 +3.9%
2016 4.14 -3.2%
2017 4.15 +0.3%
2018 4 -3.8%
2019 5.11 +27.9%
2020 5.38 +5.3%
2021 5.59 +4.0%
2022 6.17 +10.4%
2023 8.71 +41.2%

Luxembourg compared with similar countries

  • Luxembourg's 8.71 is below the median for Europe & Central Asia, which is 8.94, 97% of the median. (22 countries reporting)
  • Luxembourg's 8.71 is above the median for high income countries, which is 8.71, 1.0× the median. (23 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.14 2.95 5.4 7
2010s 4.13 3.38 5.11 10
2020s 6.47 5.38 8.71 4

Countries ranked near Luxembourg

  1. 9 Bulgaria 10.12 compare
  2. 10 Germany 9.27 compare
  3. 11 Spain 9.17 compare
  4. 13 Slovenia 8.53 compare
  5. 14 Cyprus 7.79 compare
  6. 15 Malta 7.18 compare

See the full ranking of 24 places →

More financial sector data for Luxembourg

All data for Luxembourg →

Frequently asked questions

What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Luxembourg?
Harmonized euro area rates: loans, consumer credit and other, up to 1 in Luxembourg was 8.71 in 2023, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Luxembourg?
The highest recorded value was 8.71 in 2023.
What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Luxembourg?
The lowest recorded value was 2.95 in 2009.
How does Luxembourg rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
Luxembourg ranks 12th out of 23 countries with data for 2023.
Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Luxembourg?
Over the last ten years it is up 130.3%. The long-run trend across the full record is rising.
Where does this Luxembourg data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Luxembourg. Statizoid, drawing on International Monetary Fund. Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-consumer-credit-and-other-up-to-1-year-outstanding/luxembourg/

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About this data

Indicator
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 467 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.