Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Germany
Germany: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 9.27 in 2023. ▼ Falling
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Germany, 2003–2023
Source: International Monetary Fund.
Analysis
Germany recorded 9.27 for harmonized euro area rates: loans, consumer credit and other, up to 1 in 2023.
The figure is up 34.9% on the previous year and up 16.3% over ten years.
Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Germany peaked at 10.4 in 2008 and was at its lowest, 6.65, in 2021.
Germany ranks 10th of 23 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Germany, year by year
| Year | Value | Change |
|---|---|---|
| 2003 | 9.07 | — |
| 2004 | 8.79 | -3.1% |
| 2005 | 8.75 | -0.4% |
| 2006 | 9.23 | +5.4% |
| 2007 | 10.07 | +9.1% |
| 2008 | 10.4 | +3.3% |
| 2009 | 8.85 | -14.9% |
| 2010 | 8.58 | -3.1% |
| 2011 | 8.86 | +3.3% |
| 2012 | 8.48 | -4.2% |
| 2013 | 7.97 | -6.0% |
| 2014 | 7.84 | -1.7% |
| 2015 | 7.5 | -4.3% |
| 2016 | 7.32 | -2.4% |
| 2017 | 7.14 | -2.5% |
| 2018 | 7.04 | -1.4% |
| 2019 | 7.13 | +1.3% |
| 2020 | 7.03 | -1.4% |
| 2021 | 6.65 | -5.5% |
| 2022 | 6.87 | +3.3% |
| 2023 | 9.27 | +34.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 9.31 | 8.75 | 10.4 | 7 |
| 2010s | 7.79 | 7.04 | 8.86 | 10 |
| 2020s | 7.45 | 6.65 | 9.27 | 4 |
Countries ranked near Germany
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Germany?
- Harmonized euro area rates: loans, consumer credit and other, up to 1 in Germany was 9.27 in 2023, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Germany?
- The highest recorded value was 10.4 in 2008.
- What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Germany?
- The lowest recorded value was 6.65 in 2021.
- How does Germany rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
- Germany ranks 10th out of 23 countries with data for 2023.
- Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Germany?
- Over the last ten years it is up 16.3%. The long-run trend across the full record is falling.
- Where does this Germany data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.