How many years of comparable data are there for Finland and Germany?

21 years are reported by both, from 2003 to 2023.

Where does this data come from?

International Monetary Fund, published as Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid refreshes it automatically from the source and publishes the full history for both places.

Finland vs Germany: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1

Finland

10.24

in 2024

Germany

9.27

in 2023

Finland rank

8th

Germany rank

10th

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 over time

Finland
Germany

How they compare

Finland currently reports 10.24 against 9.27 in Germany, a difference of 0.97.

That makes Finland's figure about 1.1 times Germany's.

The two have swapped places 3 times across 21 shared years of data; in 2003 it was Germany ahead.

Finland ranks 8th and Germany ranks 10th of 23 countries.

Germany has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade	Finland	Germany	Difference	Ahead
2000s	8.85	9.31	0.4571	Germany
2010s	6.38	7.79	1.4	Germany
2020s	7.43	7.45	0.0279	Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher harmonized euro area rates: loans, consumer credit and other, up to 1, Finland or Germany?: Finland, at 10.24 against 9.27 in Germany as of 2024.
What is the difference in harmonized euro area rates: loans, consumer credit and other, up to 1 between Finland and Germany?: 0.97, with Finland ahead.
How many years of comparable data are there for Finland and Germany?: 21 years are reported by both, from 2003 to 2023.
How do Finland and Germany rank globally for harmonized euro area rates: loans, consumer credit and other, up to 1?: Finland ranks 8th and Germany ranks 10th of 23 countries.
Where does this data come from?: International Monetary Fund, published as Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Finland vs Germany: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1. Statizoid, drawing on International Monetary Fund. Retrieved 15 September 2026, from https://financial-sector.statizoid.com/compare/harmonized-euro-area-rates-loans-consumer-credit-and-other-up-to-1-year-outstanding/finland/germany/

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About this data

Indicator: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum
Source: International Monetary Fund
Licence: IMF Terms and Conditions (attribution required)
Coverage: 24 places, 467 data points, 2003–2024
Last refreshed: 18 August 2026

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.