Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Spain
Spain: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 9.17 in 2024. ▲ Rising
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Spain, 2003–2024
Source: International Monetary Fund.
Analysis
In 2024, harmonized euro area rates: loans, consumer credit and other, up to 1 in Spain stood at 9.17.
Compared with earlier readings it is up 0.8% on the previous year and down 2.9% over ten years.
Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Spain peaked at 9.44 in 2014 and was at its lowest, 5.79, in 2005.
That places Spain 11th out of 23 countries with data for 2024, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Spain, year by year
| Year | Value | Change |
|---|---|---|
| 2003 | 7.48 | — |
| 2004 | 6.57 | -12.1% |
| 2005 | 5.79 | -12.0% |
| 2006 | 5.81 | +0.4% |
| 2007 | 6.6 | +13.6% |
| 2008 | 7.41 | +12.3% |
| 2009 | 6.96 | -6.1% |
| 2010 | 7.22 | +3.7% |
| 2011 | 8.09 | +12.0% |
| 2012 | 8.3 | +2.6% |
| 2013 | 9.34 | +12.5% |
| 2014 | 9.44 | +1.1% |
| 2015 | 9.42 | -0.3% |
| 2016 | 9.28 | -1.4% |
| 2017 | 8.97 | -3.4% |
| 2018 | 8.38 | -6.5% |
| 2019 | 8.45 | +0.8% |
| 2020 | 7.53 | -11.0% |
| 2021 | 7.62 | +1.2% |
| 2022 | 8.2 | +7.6% |
| 2023 | 9.1 | +11.0% |
| 2024 | 9.17 | +0.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.66 | 5.79 | 7.48 | 7 |
| 2010s | 8.69 | 7.22 | 9.44 | 10 |
| 2020s | 8.32 | 7.53 | 9.17 | 5 |
Countries ranked near Spain
More financial sector data for Spain
- Reserve position in the IMF, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 69.18 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.11 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 50.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 69.18 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.11 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Spain?
- Harmonized euro area rates: loans, consumer credit and other, up to 1 in Spain was 9.17 in 2024, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Spain?
- The highest recorded value was 9.44 in 2014.
- What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Spain?
- The lowest recorded value was 5.79 in 2005.
- How does Spain rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
- Spain ranks 11th out of 23 countries with data for 2024.
- Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Spain?
- Over the last ten years it is down 2.9%. The long-run trend across the full record is rising.
- Where does this Spain data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.