How many years of comparable data are there for Finland and Spain?

22 years are reported by both, from 2003 to 2024.

Where does this data come from?

International Monetary Fund, published as Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid refreshes it automatically from the source and publishes the full history for both places.

Finland vs Spain: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1

Finland

10.24

in 2024

Spain

9.17

in 2024

Finland rank

8th

Spain rank

11th

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 over time

Finland
Spain

How they compare

Finland currently reports 10.24 against 9.17 in Spain, a difference of 1.07.

That makes Finland's figure about 1.1 times Spain's.

The two have swapped places 2 times across 22 shared years of data; in 2003 it was Finland ahead.

Finland ranks 8th and Spain ranks 11th of 23 countries.

Across the 3 decades both report, Finland averaged higher in 1 and Spain in 2.

Head to head by decade

Decade	Finland	Spain	Difference	Ahead
2000s	8.85	6.66	2.19	Finland
2010s	6.38	8.69	2.31	Spain
2020s	7.99	8.32	0.3327	Spain

Averages of every year both report within each decade.

Frequently asked questions

Which has higher harmonized euro area rates: loans, consumer credit and other, up to 1, Finland or Spain?: Finland, at 10.24 against 9.17 in Spain as of 2024.
What is the difference in harmonized euro area rates: loans, consumer credit and other, up to 1 between Finland and Spain?: 1.07, with Finland ahead.
How many years of comparable data are there for Finland and Spain?: 22 years are reported by both, from 2003 to 2024.
How do Finland and Spain rank globally for harmonized euro area rates: loans, consumer credit and other, up to 1?: Finland ranks 8th and Spain ranks 11th of 23 countries.
Where does this data come from?: International Monetary Fund, published as Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Finland vs Spain: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1. Statizoid, drawing on International Monetary Fund. Retrieved 15 September 2026, from https://financial-sector.statizoid.com/compare/harmonized-euro-area-rates-loans-consumer-credit-and-other-up-to-1-year-outstanding/finland/spain/

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About this data

Indicator: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum
Source: International Monetary Fund
Licence: IMF Terms and Conditions (attribution required)
Coverage: 24 places, 467 data points, 2003–2024
Last refreshed: 18 August 2026

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.