Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Bulgaria

Bulgaria: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 10.12 in 2024. ▼ Falling

Latest (2024)
10.12
Change on year
up 0.1%
World rank
9th
of 23 countries
All-time high
10.74
in 2011
All-time low
8.9
in 2016
Years of data
18
2007–2024

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Bulgaria, 2007–2024

02.557.5102007201520242007: 9.72008: 9.72009: 102010: 10.62011: 10.72012: 10.72013: 10.52014: 10.12015: 9.32016: 8.92017: 9.22018: 10.22019: 9.92020: 9.22021: 9.22022: 92023: 10.12024: 10.1

Source: International Monetary Fund.

Analysis

The most recent figure for harmonized euro area rates: loans, consumer credit and other, up to 1 in Bulgaria is 10.12, measured in 2024.

Compared with earlier readings it is up 0.1% on the previous year and up 0.5% over ten years.

Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Bulgaria peaked at 10.74 in 2011 and was at its lowest, 8.9, in 2016.

Bulgaria ranks 9th of 23 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 18 years of available data.

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Bulgaria, year by year

Annual values for Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum in Bulgaria, 2007 to 2024.
Year Value Change
2007 9.67
2008 9.69 +0.3%
2009 9.97 +2.9%
2010 10.56 +5.9%
2011 10.74 +1.7%
2012 10.66 -0.8%
2013 10.47 -1.9%
2014 10.07 -3.8%
2015 9.28 -7.8%
2016 8.9 -4.1%
2017 9.18 +3.1%
2018 10.19 +11.0%
2019 9.94 -2.4%
2020 9.23 -7.1%
2021 9.18 -0.6%
2022 9.04 -1.5%
2023 10.11 +11.8%
2024 10.12 +0.1%

Averages by decade

DecadeAverage LowestHighest Years
2000s 9.78 9.67 9.97 3
2010s 10 8.9 10.74 10
2020s 9.54 9.04 10.12 5

Countries ranked near Bulgaria

  1. 6 Portugal 11.6 compare
  2. 7 Greece 11.07 compare
  3. 8 Finland 10.24 compare
  4. 10 Germany 9.27 compare
  5. 11 Spain 9.17 compare
  6. 12 Luxembourg 8.71 compare

See the full ranking of 24 places →

More financial sector data for Bulgaria

All data for Bulgaria →

Frequently asked questions

What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Bulgaria?
Harmonized euro area rates: loans, consumer credit and other, up to 1 in Bulgaria was 10.12 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Bulgaria?
The highest recorded value was 10.74 in 2011.
What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Bulgaria?
The lowest recorded value was 8.9 in 2016.
How does Bulgaria rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
Bulgaria ranks 9th out of 23 countries with data for 2024.
Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Bulgaria?
Over the last ten years it is up 0.5%. The long-run trend across the full record is falling.
Where does this Bulgaria data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Bulgaria. Statizoid, drawing on International Monetary Fund. Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-consumer-credit-and-other-up-to-1-year-outstanding/bulgaria/

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About this data

Indicator
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 467 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.