Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Portugal

Portugal: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 11.6 in 2024. ▲ Rising

Latest (2024)
11.6
Change on year
up 3.7%
World rank
6th
of 23 countries
All-time high
13.85
in 2013
All-time low
8.83
in 2003
Years of data
22
2003–2024

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Portugal, 2003–2024

0510152003201320242003: 8.82004: 9.22005: 92006: 9.52007: 10.22008: 10.92009: 10.22010: 10.32011: 11.82012: 13.52013: 13.92014: 13.62015: 13.22016: 12.42017: 11.52018: 11.22019: 10.42020: 112021: 10.32022: 10.52023: 11.22024: 11.6

Source: International Monetary Fund.

Analysis

The most recent figure for harmonized euro area rates: loans, consumer credit and other, up to 1 in Portugal is 11.6, measured in 2024.

The figure is up 3.7% on the previous year and down 14.7% over ten years.

Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Portugal peaked at 13.85 in 2013 and was at its lowest, 8.83, in 2003.

That places Portugal 6th out of 23 countries with data for 2024, putting it in the top quarter.

The long-run direction has been consistently rising across the 22 years of available data.

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Portugal, year by year

Annual values for Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum in Portugal, 2003 to 2024.
Year Value Change
2003 8.83
2004 9.15 +3.7%
2005 9.04 -1.2%
2006 9.46 +4.6%
2007 10.15 +7.3%
2008 10.94 +7.8%
2009 10.22 -6.6%
2010 10.32 +0.9%
2011 11.77 +14.1%
2012 13.54 +15.0%
2013 13.85 +2.3%
2014 13.6 -1.8%
2015 13.24 -2.6%
2016 12.43 -6.2%
2017 11.51 -7.4%
2018 11.16 -3.1%
2019 10.37 -7.1%
2020 11.02 +6.2%
2021 10.3 -6.5%
2022 10.52 +2.2%
2023 11.18 +6.3%
2024 11.6 +3.7%

Portugal compared with similar countries

  • Portugal's 11.6 is above the median for Europe & Central Asia, which is 8.94, 1.3× the median. (22 countries reporting)
  • Portugal's 11.6 is above the median for high income countries, which is 8.71, 1.3× the median. (23 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 9.69 8.83 10.94 7
2010s 12.18 10.32 13.85 10
2020s 10.92 10.3 11.6 5

Countries ranked near Portugal

  1. 3 Slovakia 13.98 compare
  2. 4 Lithuania 12.35 compare
  3. 5 Ireland 11.78 compare
  4. 7 Greece 11.07 compare
  5. 8 Finland 10.24 compare
  6. 9 Bulgaria 10.12 compare

See the full ranking of 24 places →

More financial sector data for Portugal

All data for Portugal →

Frequently asked questions

What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Portugal?
Harmonized euro area rates: loans, consumer credit and other, up to 1 in Portugal was 11.6 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Portugal?
The highest recorded value was 13.85 in 2013.
What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Portugal?
The lowest recorded value was 8.83 in 2003.
How does Portugal rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
Portugal ranks 6th out of 23 countries with data for 2024.
Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Portugal?
Over the last ten years it is down 14.7%. The long-run trend across the full record is rising.
Where does this Portugal data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Portugal. Statizoid, drawing on International Monetary Fund. Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-consumer-credit-and-other-up-to-1-year-outstanding/portugal/

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About this data

Indicator
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 467 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.