Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Austria

Austria: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 5.75 in 2024. ▼ Falling

Latest (2024)
5.75
Change on year
up 3.5%
World rank
19th
of 23 countries
All-time high
8.37
in 2003
All-time low
4
in 2021
Years of data
22
2003–2024

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Austria, 2003–2024

024682003201320242003: 8.42004: 7.52005: 7.12006: 7.42007: 7.82008: 8.22009: 72010: 62011: 62012: 5.72013: 5.32014: 5.32015: 5.12016: 52017: 4.32018: 4.32019: 4.32020: 4.22021: 42022: 4.12023: 5.62024: 5.8

Source: International Monetary Fund.

Analysis

In 2024, harmonized euro area rates: loans, consumer credit and other, up to 1 in Austria stood at 5.75.

The figure is up 3.5% on the previous year and up 8.1% over ten years.

Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Austria peaked at 8.37 in 2003 and was at its lowest, 4, in 2021.

Austria ranks 19th of 23 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 22 years of available data.

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Austria, year by year

Annual values for Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum in Austria, 2003 to 2024.
Year Value Change
2003 8.37
2004 7.53 -10.0%
2005 7.11 -5.7%
2006 7.36 +3.5%
2007 7.82 +6.3%
2008 8.17 +4.4%
2009 6.96 -14.7%
2010 6.02 -13.5%
2011 5.98 -0.8%
2012 5.7 -4.6%
2013 5.26 -7.7%
2014 5.32 +1.1%
2015 5.15 -3.3%
2016 5.02 -2.5%
2017 4.32 -13.9%
2018 4.34 +0.3%
2019 4.29 -1.1%
2020 4.24 -1.1%
2021 4 -5.8%
2022 4.09 +2.3%
2023 5.56 +35.9%
2024 5.75 +3.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 7.62 6.96 8.37 7
2010s 5.14 4.29 6.02 10
2020s 4.73 4 5.75 5

Countries ranked near Austria

  1. 16 Czechia 6.05 compare
  2. 17 Hungary 6.03 compare
  3. 18 Belgium 5.78 compare
  4. 20 Italy 4.85 compare
  5. 21 Netherlands 4.65 compare
  6. 22 France 4.57 compare

See the full ranking of 24 places →

More financial sector data for Austria

All data for Austria →

Frequently asked questions

What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Austria?
Harmonized euro area rates: loans, consumer credit and other, up to 1 in Austria was 5.75 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Austria?
The highest recorded value was 8.37 in 2003.
What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Austria?
The lowest recorded value was 4 in 2021.
How does Austria rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
Austria ranks 19th out of 23 countries with data for 2024.
Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Austria?
Over the last ten years it is up 8.1%. The long-run trend across the full record is falling.
Where does this Austria data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Austria. Statizoid, drawing on International Monetary Fund. Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-consumer-credit-and-other-up-to-1-year-outstanding/austria/

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About this data

Indicator
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 467 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.