Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Czechia

Czechia: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 6.05 in 2024. ▼ Falling

Latest (2024)
6.05
Change on year
up 19.3%
World rank
16th
of 23 countries
All-time high
7.98
in 2004
All-time low
2.41
in 2022
Years of data
16
2004–2024

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Czechia, 2004–2024

24682004201420242004: 82005: 6.22006: 5.12007: 7.92008: 7.12009: 5.12010: 3.92011: 5.22013: 5.82014: 5.52019: 3.12020: 2.62021: 2.82022: 2.42023: 5.12024: 6

Source: International Monetary Fund.

Analysis

In 2024, harmonized euro area rates: loans, consumer credit and other, up to 1 in Czechia stood at 6.05.

That represents a change of up 19.3% on the previous year and up 9.7% over ten years.

Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Czechia peaked at 7.98 in 2004 and was at its lowest, 2.41, in 2022.

Czechia ranks 16th of 23 countries on this measure, in the middle of the range.

The long-run direction has been consistently falling across the 16 years of available data.

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Czechia, year by year

Annual values for Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum in Czechia, 2004 to 2024.
Year Value Change
2004 7.98
2005 6.2 -22.3%
2006 5.1 -17.9%
2007 7.94 +55.7%
2008 7.11 -10.4%
2009 5.05 -28.9%
2010 3.86 -23.6%
2011 5.17 +33.8%
2013 5.76 +11.4%
2014 5.51 -4.3%
2019 3.12 -43.4%
2020 2.64 -15.4%
2021 2.77 +5.2%
2022 2.41 -13.0%
2023 5.07 +110.3%
2024 6.05 +19.3%

Averages by decade

DecadeAverage LowestHighest Years
2000s 6.56 5.05 7.98 6
2010s 4.68 3.12 5.76 5
2020s 3.79 2.41 6.05 5

Countries ranked near Czechia

  1. 13 Slovenia 8.53 compare
  2. 14 Cyprus 7.79 compare
  3. 15 Malta 7.18 compare
  4. 17 Hungary 6.03 compare
  5. 18 Belgium 5.78 compare
  6. 19 Austria 5.75 compare

See the full ranking of 24 places →

More financial sector data for Czechia

All data for Czechia →

Frequently asked questions

What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Czechia?
Harmonized euro area rates: loans, consumer credit and other, up to 1 in Czechia was 6.05 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Czechia?
The highest recorded value was 7.98 in 2004.
What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Czechia?
The lowest recorded value was 2.41 in 2022.
How does Czechia rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
Czechia ranks 16th out of 23 countries with data for 2024.
Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Czechia?
Over the last ten years it is up 9.7%. The long-run trend across the full record is falling.
Where does this Czechia data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Czechia. Statizoid, drawing on International Monetary Fund. Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-consumer-credit-and-other-up-to-1-year-outstanding/czechia/

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About this data

Indicator
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 467 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.