Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in France
France: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 4.57 in 2024. ▼ Falling
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in France, 2003–2024
Source: International Monetary Fund.
Analysis
The most recent figure for harmonized euro area rates: loans, consumer credit and other, up to 1 in France is 4.57, measured in 2024.
Compared with earlier readings it is up 9.4% on the previous year and down 21.5% over ten years.
Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in France peaked at 8.68 in 2008 and was at its lowest, 2.47, in 2021.
France ranks 22nd of 23 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in France, year by year
| Year | Value | Change |
|---|---|---|
| 2003 | 8.61 | — |
| 2004 | 8.25 | -4.2% |
| 2005 | 8.29 | +0.5% |
| 2006 | 8.41 | +1.5% |
| 2007 | 8.6 | +2.2% |
| 2008 | 8.68 | +1.0% |
| 2009 | 8.26 | -4.9% |
| 2010 | 7.5 | -9.3% |
| 2011 | 7.4 | -1.3% |
| 2012 | 6.83 | -7.7% |
| 2013 | 6.16 | -9.7% |
| 2014 | 5.82 | -5.6% |
| 2015 | 5.06 | -13.0% |
| 2016 | 4.39 | -13.3% |
| 2017 | 3.87 | -11.7% |
| 2018 | 3.62 | -6.4% |
| 2019 | 3.36 | -7.2% |
| 2020 | 2.72 | -19.0% |
| 2021 | 2.47 | -9.2% |
| 2022 | 2.94 | +18.7% |
| 2023 | 4.17 | +42.2% |
| 2024 | 4.57 | +9.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 8.44 | 8.25 | 8.68 | 7 |
| 2010s | 5.4 | 3.36 | 7.5 | 10 |
| 2020s | 3.37 | 2.47 | 4.57 | 5 |
Countries ranked near France
More financial sector data for France
- Reserve position in the IMF, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.69 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.35 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.44 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.69 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.35 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, consumer credit and other, up to 1 in France?
- Harmonized euro area rates: loans, consumer credit and other, up to 1 in France was 4.57 in 2024, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in France?
- The highest recorded value was 8.68 in 2008.
- What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in France?
- The lowest recorded value was 2.47 in 2021.
- How does France rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
- France ranks 22nd out of 23 countries with data for 2024.
- Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in France?
- Over the last ten years it is down 21.5%. The long-run trend across the full record is falling.
- Where does this France data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.