How many years of comparable data are there for France and Italy?

21 years are reported by both, from 2003 to 2023.

Where does this data come from?

International Monetary Fund, published as Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid refreshes it automatically from the source and publishes the full history for both places.

France vs Italy: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1

France

4.57

in 2024

Italy

4.85

in 2023

France rank

22nd

Italy rank

20th

Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 over time

France
Italy

How they compare

Italy currently reports 4.85 against 4.57 in France, a difference of 0.28.

That makes Italy's figure about 1.1 times France's.

The two have swapped places 3 times across 21 shared years of data; in 2003 it was France ahead.

France ranks 22nd and Italy ranks 20th of 23 countries.

Across the 3 decades both report, France averaged higher in 1 and Italy in 2.

Head to head by decade

Decade	France	Italy	Difference	Ahead
2000s	8.44	8	0.4426	France
2010s	5.4	5.74	0.3448	Italy
2020s	3.08	3.46	0.3835	Italy

Averages of every year both report within each decade.

Frequently asked questions

Which has higher harmonized euro area rates: loans, consumer credit and other, up to 1, France or Italy?: Italy, at 4.85 against 4.57 in France as of 2023.
What is the difference in harmonized euro area rates: loans, consumer credit and other, up to 1 between France and Italy?: 0.28, with Italy ahead.
How many years of comparable data are there for France and Italy?: 21 years are reported by both, from 2003 to 2023.
How do France and Italy rank globally for harmonized euro area rates: loans, consumer credit and other, up to 1?: France ranks 22nd and Italy ranks 20th of 23 countries.
Where does this data come from?: International Monetary Fund, published as Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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France vs Italy: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1. Statizoid, drawing on International Monetary Fund. Retrieved 16 September 2026, from https://financial-sector.statizoid.com/compare/harmonized-euro-area-rates-loans-consumer-credit-and-other-up-to-1-year-outstanding/france/italy/

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About this data

Indicator: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum
Source: International Monetary Fund
Licence: IMF Terms and Conditions (attribution required)
Coverage: 24 places, 467 data points, 2003–2024
Last refreshed: 18 August 2026

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.