Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Netherlands
Netherlands: Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 4.65 in 2023. ▼ Falling
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Netherlands, 2003–2023
Source: International Monetary Fund.
Analysis
Netherlands recorded 4.65 for harmonized euro area rates: loans, consumer credit and other, up to 1 in 2023.
Compared with earlier readings it is up 26.2% on the previous year and down 25.3% over ten years.
Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Netherlands peaked at 7.74 in 2008 and was at its lowest, 3.68, in 2022.
That places Netherlands 21st out of 23 countries with data for 2023, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 21 years of available data.
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Netherlands, year by year
| Year | Value | Change |
|---|---|---|
| 2003 | 6.79 | — |
| 2004 | 6.46 | -5.0% |
| 2005 | 6.26 | -3.0% |
| 2006 | 6.51 | +3.9% |
| 2007 | 7.36 | +13.2% |
| 2008 | 7.74 | +5.1% |
| 2009 | 6.98 | -9.8% |
| 2010 | 6.43 | -8.0% |
| 2011 | 6.43 | +0.1% |
| 2012 | 6.53 | +1.5% |
| 2013 | 6.23 | -4.7% |
| 2014 | 6.01 | -3.6% |
| 2015 | 5.85 | -2.5% |
| 2016 | 5.59 | -4.5% |
| 2017 | 5.42 | -3.1% |
| 2018 | 5.11 | -5.6% |
| 2019 | 4.99 | -2.5% |
| 2020 | 4.75 | -4.7% |
| 2021 | 3.95 | -16.8% |
| 2022 | 3.68 | -6.8% |
| 2023 | 4.65 | +26.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.87 | 6.26 | 7.74 | 7 |
| 2010s | 5.86 | 4.99 | 6.53 | 10 |
| 2020s | 4.26 | 3.68 | 4.75 | 4 |
Countries ranked near Netherlands
More financial sector data for Netherlands
- Reserve position in the IMF, US dollar, annual growth rate 12.71 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 174.01 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.33 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 127.06 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.71 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 174.01 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.33 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Netherlands?
- Harmonized euro area rates: loans, consumer credit and other, up to 1 in Netherlands was 4.65 in 2023, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Netherlands?
- The highest recorded value was 7.74 in 2008.
- What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Netherlands?
- The lowest recorded value was 3.68 in 2022.
- How does Netherlands rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
- Netherlands ranks 21st out of 23 countries with data for 2023.
- Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Netherlands?
- Over the last ten years it is down 25.3%. The long-run trend across the full record is falling.
- Where does this Netherlands data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.