Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Euro Area (EA)
Euro Area (EA): Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 was 7.7 in 2024. ▼ Falling
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Euro Area (EA), 2013–2024
Source: International Monetary Fund.
Analysis
The most recent figure for harmonized euro area rates: loans, consumer credit and other, up to 1 in Euro Area (EA) is 7.7, measured in 2024. That is the highest value across all 12 years on record.
That represents a change of up 6.8% on the previous year and up 2.6% over ten years.
Over the whole period, harmonized euro area rates: loans, consumer credit and other, up to 1 in Euro Area (EA) peaked at 7.7 in 2024 and was at its lowest, 5.24, in 2021.
The long-run direction has been consistently falling across the 12 years of available data.
Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 in Euro Area (EA), year by year
| Year | Value | Change |
|---|---|---|
| 2013 | 7.69 | — |
| 2014 | 7.5 | -2.5% |
| 2015 | 7.15 | -4.7% |
| 2016 | 6.79 | -5.0% |
| 2017 | 6.48 | -4.5% |
| 2018 | 6.15 | -5.1% |
| 2019 | 6.07 | -1.3% |
| 2020 | 5.66 | -6.7% |
| 2021 | 5.24 | -7.4% |
| 2022 | 5.48 | +4.5% |
| 2023 | 7.21 | +31.6% |
| 2024 | 7.7 | +6.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 6.83 | 6.07 | 7.69 | 7 |
| 2020s | 6.26 | 5.24 | 7.7 | 5 |
Countries ranked near Euro Area (EA)
More financial sector data for Euro Area (EA)
- Reserves excluding gold 434.01 billion SDR (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 38.41 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 37.13 % change on previous year (2025)
- Total reserves (gold at national valuation) 1.52 trillion SDR (2025)
- Total reserves (gold at market value) 1.54 trillion SDR (2025)
- Reserves excluding gold, foreign exchange 244.20 billion SDR (2025)
- Gold reserves at market value 1.10 trillion SDR (2025)
- Gold reserves at 35 SDRs per ounce 12.11 billion SDR (2025)
- Reserves excluding gold (SDR), annual growth rate 3.66 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 37.13 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, consumer credit and other, up to 1 in Euro Area (EA)?
- Harmonized euro area rates: loans, consumer credit and other, up to 1 in Euro Area (EA) was 7.7 in 2024, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Euro Area (EA)?
- The highest recorded value was 7.7 in 2024.
- What is the lowest harmonized euro area rates: loans, consumer credit and other, up to 1 recorded in Euro Area (EA)?
- The lowest recorded value was 5.24 in 2021.
- How does Euro Area (EA) rank for harmonized euro area rates: loans, consumer credit and other, up to 1?
- Euro Area (EA) ranks 1st out of 1 groups with data for 2024.
- Is harmonized euro area rates: loans, consumer credit and other, up to 1 rising or falling in Euro Area (EA)?
- Over the last ten years it is up 2.6%. The long-run trend across the full record is falling.
- Where does this Euro Area (EA) data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro Area rates: Loans, consumer credit and other, Up to 1 year Outstanding Amounts, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.