Harmonized Euro area rates: Loans, New Business, Consumption floating in Finland

Finland: Harmonized Euro area rates: Loans, New Business, Consumption floating was 7.81 in 2024. ▲ Rising

Latest (2024)
7.81
Change on year
down 9.7%
World rank
10th
of 19 countries
All-time high
8.65
in 2023
All-time low
3.25
in 2010
Years of data
22
2003–2024

Harmonized Euro area rates: Loans, New Business, Consumption floating in Finland, 2003–2024

024682003201320242003: 52004: 4.92005: 42006: 4.52007: 5.62008: 5.82009: 3.52010: 3.22011: 3.82012: 3.72013: 42014: 42015: 4.22016: 4.52017: 4.52018: 4.82019: 5.42020: 5.12021: 5.12022: 6.62023: 8.62024: 7.8

Source: International Monetary Fund.

Analysis

Finland recorded 7.81 for harmonized euro area rates: loans, new business, consumption floating in 2024.

Compared with earlier readings it is down 9.7% on the previous year and up 96.2% over ten years.

Over the whole period, harmonized euro area rates: loans, new business, consumption floating in Finland peaked at 8.65 in 2023 and was at its lowest, 3.25, in 2010.

The long-run direction has been consistently rising across the 22 years of available data.

Harmonized Euro area rates: Loans, New Business, Consumption floating in Finland, year by year

Annual values for Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum in Finland, 2003 to 2024.
Year Value Change
2003 5.02
2004 4.9 -2.3%
2005 4.04 -17.6%
2006 4.46 +10.5%
2007 5.62 +25.8%
2008 5.79 +3.2%
2009 3.51 -39.4%
2010 3.25 -7.6%
2011 3.78 +16.3%
2012 3.75 -0.8%
2013 3.99 +6.5%
2014 3.98 -0.3%
2015 4.21 +5.7%
2016 4.51 +7.4%
2017 4.53 +0.4%
2018 4.82 +6.3%
2019 5.45 +13.0%
2020 5.06 -7.1%
2021 5.12 +1.2%
2022 6.61 +29.3%
2023 8.65 +30.8%
2024 7.81 -9.7%

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.76 3.51 5.79 7
2010s 4.23 3.25 5.45 10
2020s 6.65 5.06 8.65 5

Countries ranked near Finland

  1. 7 France 9.25 compare
  2. 8 Lithuania 8.13 compare
  3. 9 Ireland 8.11 compare
  4. 11 Cyprus 6.59 compare
  5. 12 Italy 6.5 compare
  6. 13 Croatia 6.35 compare

See the full ranking of 20 places →

More financial sector data for Finland

All data for Finland →

Frequently asked questions

What is harmonized euro area rates: loans, new business, consumption floating in Finland?
Harmonized euro area rates: loans, new business, consumption floating in Finland was 7.81 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, new business, consumption floating recorded in Finland?
The highest recorded value was 8.65 in 2023.
What is the lowest harmonized euro area rates: loans, new business, consumption floating recorded in Finland?
The lowest recorded value was 3.25 in 2010.
How does Finland rank for harmonized euro area rates: loans, new business, consumption floating?
Finland ranks 10th out of 19 countries with data for 2024.
Is harmonized euro area rates: loans, new business, consumption floating rising or falling in Finland?
Over the last ten years it is up 96.2%. The long-run trend across the full record is rising.
Where does this Finland data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, New Business, Consumption floating in Finland. Statizoid, drawing on International Monetary Fund. Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-new-business-consumption-floating-rate-households-rate/finland/

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About this data

Indicator
Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
20 places, 395 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.