Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum by country

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.

Countries reporting
19
Highest
16.77
Slovakia
Lowest
3.43
Malta
Median
7.81
Years covered
22
2003–2024
Data points
395

What the numbers show

Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum is currently reported for 19 countries. The highest value is 16.77 in Slovakia; the lowest is 3.43 in Malta.

The median across all reporting countries is 7.81, and the mean is 8.26.

The gap between the highest and lowest reporting country is a factor of about 5.

Over the past decade 12 countries rose and 6 fell. The largest increase was in Finland (up 96.2%), and the largest decrease in Bulgaria (down 55.6%).

Harmonized Euro area rates: Loans, New Business, Consumption floating: full country ranking

#Country LatestYear 10-year changeTrend
1 Slovakia 16.77 2024 up 54.9% rising
2 Estonia 13.85 2024 down 13.6% rising
3 Latvia 12.84 2024 down 36.9% rising
4 Greece 11.97 2024 up 64.1% rising
5 Germany 9.45 2023 up 82.8% rising
6 Austria 9.38 2024 up 89.3% rising
7 France 9.25 2024 up 52.5% flat
8 Lithuania 8.13 2024 up 90.4% rising
9 Ireland 8.11 2023 up 21.8% rising
10 Finland 7.81 2024 up 96.2% rising
11 Cyprus 6.59 2024 up 12.0% falling
12 Italy 6.5 2023 up 8.9% falling
13 Croatia 6.35 2016 falling
14 Slovenia 6.31 2024 up 25.9% falling
15 Belgium 6.26 2024 up 30.1% falling
16 Portugal 5.33 2024 down 31.4% falling
17 Spain 4.48 2024 down 27.0% falling
18 Bulgaria 4.08 2024 down 55.6% falling
19 Malta 3.43 2023 down 35.7% falling

Regions and income groups

Aggregates are excluded from the country ranking above so that a region can never outrank a country.

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Harmonized Euro area rates: Loans, New Business, Consumption floating by country. Statizoid, drawing on International Monetary Fund. Retrieved 07 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-new-business-consumption-floating-rate-households-rate/

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About this data

Indicator
Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
20 places, 395 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.