Harmonized Euro area rates: Loans, New Business, Consumption floating in Portugal

Portugal: Harmonized Euro area rates: Loans, New Business, Consumption floating was 5.33 in 2024. ▼ Falling

Latest (2024)
5.33
Change on year
up 13.6%
World rank
16th
of 19 countries
All-time high
9.18
in 2003
All-time low
3.8
in 2021
Years of data
22
2003–2024

Harmonized Euro area rates: Loans, New Business, Consumption floating in Portugal, 2003–2024

02468102003201320242003: 9.22004: 7.72005: 7.62006: 7.62007: 7.92008: 8.42009: 6.12010: 6.32011: 7.82012: 8.12013: 8.42014: 7.82015: 6.62016: 62017: 5.62018: 5.42019: 4.32020: 4.22021: 3.82022: 3.92023: 4.72024: 5.3

Source: International Monetary Fund.

Analysis

The most recent figure for harmonized euro area rates: loans, new business, consumption floating in Portugal is 5.33, measured in 2024.

Compared with earlier readings it is up 13.6% on the previous year and down 31.4% over ten years.

Over the whole period, harmonized euro area rates: loans, new business, consumption floating in Portugal peaked at 9.18 in 2003 and was at its lowest, 3.8, in 2021.

The long-run direction has been consistently falling across the 22 years of available data.

Harmonized Euro area rates: Loans, New Business, Consumption floating in Portugal, year by year

Annual values for Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum in Portugal, 2003 to 2024.
Year Value Change
2003 9.18
2004 7.65 -16.7%
2005 7.57 -1.0%
2006 7.64 +0.9%
2007 7.92 +3.6%
2008 8.35 +5.5%
2009 6.12 -26.7%
2010 6.26 +2.2%
2011 7.8 +24.7%
2012 8.14 +4.3%
2013 8.41 +3.4%
2014 7.78 -7.6%
2015 6.6 -15.1%
2016 5.99 -9.3%
2017 5.64 -5.8%
2018 5.43 -3.6%
2019 4.32 -20.4%
2020 4.22 -2.3%
2021 3.8 -9.9%
2022 3.92 +3.1%
2023 4.69 +19.7%
2024 5.33 +13.6%

Portugal compared with similar countries

  • Portugal's 5.33 is below the median for Europe & Central Asia, which is 7.96, 67% of the median. (18 countries reporting)
  • Portugal's 5.33 is below the median for high income countries, which is 7.81, 68% of the median. (19 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 7.78 6.12 9.18 7
2010s 6.64 4.32 8.41 10
2020s 4.39 3.8 5.33 5

Countries ranked near Portugal

  1. 13 Croatia 6.35 compare
  2. 14 Slovenia 6.31 compare
  3. 15 Belgium 6.26 compare
  4. 17 Spain 4.48 compare
  5. 18 Bulgaria 4.08 compare
  6. 19 Malta 3.43 compare

See the full ranking of 20 places →

More financial sector data for Portugal

All data for Portugal →

Frequently asked questions

What is harmonized euro area rates: loans, new business, consumption floating in Portugal?
Harmonized euro area rates: loans, new business, consumption floating in Portugal was 5.33 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, new business, consumption floating recorded in Portugal?
The highest recorded value was 9.18 in 2003.
What is the lowest harmonized euro area rates: loans, new business, consumption floating recorded in Portugal?
The lowest recorded value was 3.8 in 2021.
How does Portugal rank for harmonized euro area rates: loans, new business, consumption floating?
Portugal ranks 16th out of 19 countries with data for 2024.
Is harmonized euro area rates: loans, new business, consumption floating rising or falling in Portugal?
Over the last ten years it is down 31.4%. The long-run trend across the full record is falling.
Where does this Portugal data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, New Business, Consumption floating in Portugal. Statizoid, drawing on International Monetary Fund. Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-new-business-consumption-floating-rate-households-rate/portugal/

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About this data

Indicator
Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
20 places, 395 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.