Harmonized Euro area rates: Loans, New Business, Consumption floating in Spain

Spain: Harmonized Euro area rates: Loans, New Business, Consumption floating was 4.48 in 2024. ▼ Falling

Latest (2024)
4.48
Change on year
up 3.4%
World rank
17th
of 19 countries
All-time high
11.02
in 2008
All-time low
3.17
in 2020
Years of data
22
2003–2024

Harmonized Euro area rates: Loans, New Business, Consumption floating in Spain, 2003–2024

46810122003201320242003: 8.22004: 8.12005: 82006: 8.72007: 9.92008: 112009: 10.72010: 7.42011: 62012: 72013: 6.82014: 6.12015: 4.52016: 4.22017: 3.62018: 3.42019: 3.42020: 3.22021: 3.32022: 3.62023: 4.32024: 4.5

Source: International Monetary Fund.

Analysis

The most recent figure for harmonized euro area rates: loans, new business, consumption floating in Spain is 4.48, measured in 2024.

That represents a change of up 3.4% on the previous year and down 27.0% over ten years.

Over the whole period, harmonized euro area rates: loans, new business, consumption floating in Spain peaked at 11.02 in 2008 and was at its lowest, 3.17, in 2020.

The long-run direction has been consistently falling across the 22 years of available data.

Harmonized Euro area rates: Loans, New Business, Consumption floating in Spain, year by year

Annual values for Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum in Spain, 2003 to 2024.
Year Value Change
2003 8.18
2004 8.06 -1.4%
2005 7.97 -1.1%
2006 8.73 +9.6%
2007 9.89 +13.3%
2008 11.02 +11.3%
2009 10.72 -2.7%
2010 7.36 -31.3%
2011 5.96 -19.1%
2012 6.96 +16.8%
2013 6.76 -2.9%
2014 6.13 -9.2%
2015 4.5 -26.7%
2016 4.2 -6.6%
2017 3.59 -14.5%
2018 3.4 -5.2%
2019 3.39 -0.4%
2020 3.17 -6.3%
2021 3.26 +2.7%
2022 3.59 +10.3%
2023 4.33 +20.5%
2024 4.48 +3.4%

Averages by decade

DecadeAverage LowestHighest Years
2000s 9.22 7.97 11.02 7
2010s 5.22 3.39 7.36 10
2020s 3.77 3.17 4.48 5

Countries ranked near Spain

  1. 14 Slovenia 6.31 compare
  2. 15 Belgium 6.26 compare
  3. 16 Portugal 5.33 compare
  4. 18 Bulgaria 4.08 compare
  5. 19 Malta 3.43 compare

See the full ranking of 20 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is harmonized euro area rates: loans, new business, consumption floating in Spain?
Harmonized euro area rates: loans, new business, consumption floating in Spain was 4.48 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, new business, consumption floating recorded in Spain?
The highest recorded value was 11.02 in 2008.
What is the lowest harmonized euro area rates: loans, new business, consumption floating recorded in Spain?
The lowest recorded value was 3.17 in 2020.
How does Spain rank for harmonized euro area rates: loans, new business, consumption floating?
Spain ranks 17th out of 19 countries with data for 2024.
Is harmonized euro area rates: loans, new business, consumption floating rising or falling in Spain?
Over the last ten years it is down 27.0%. The long-run trend across the full record is falling.
Where does this Spain data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, New Business, Consumption floating in Spain. Statizoid, drawing on International Monetary Fund. Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-new-business-consumption-floating-rate-households-rate/spain/

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About this data

Indicator
Harmonized Euro area rates: Loans, New Business, Consumption floating rate, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
20 places, 395 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.