Harmonized Euro area rates: Loans, Over 5 years New Business, House in Latvia

Latvia: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 5.85 in 2024. ▼ Falling

Latest (2024)
5.85
Change on year
up 9.8%
World rank
1st
of 23 countries
All-time high
6.02
in 2008
All-time low
2.18
in 2017
Years of data
21
2004–2024

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Latvia, 2004–2024

02462004201420242004: 4.82005: 4.42006: 4.62007: 5.62008: 62009: 4.22010: 3.72011: 3.82012: 3.22013: 2.62014: 2.52015: 2.42016: 2.22017: 2.22018: 2.22019: 2.22020: 2.32021: 2.32022: 2.62023: 5.32024: 5.8

Source: International Monetary Fund.

Analysis

In 2024, harmonized euro area rates: loans, over 5 years new business, house in Latvia stood at 5.85.

The figure is up 9.8% on the previous year and up 131.7% over ten years.

Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in Latvia peaked at 6.02 in 2008 and was at its lowest, 2.18, in 2017.

That places Latvia 1st out of 23 countries with data for 2024, putting it in the top 10%.

The long-run direction has been consistently falling across the 21 years of available data.

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Latvia, year by year

Annual values for Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum in Latvia, 2004 to 2024.
Year Value Change
2004 4.84
2005 4.38 -9.6%
2006 4.64 +6.1%
2007 5.61 +20.7%
2008 6.02 +7.5%
2009 4.19 -30.5%
2010 3.72 -11.2%
2011 3.76 +1.2%
2012 3.16 -16.2%
2013 2.56 -18.8%
2014 2.52 -1.5%
2015 2.36 -6.3%
2016 2.23 -5.5%
2017 2.18 -2.5%
2018 2.18 +0.0%
2019 2.23 +2.2%
2020 2.31 +3.5%
2021 2.26 -2.1%
2022 2.62 +15.9%
2023 5.32 +103.6%
2024 5.85 +9.8%

Latvia compared with similar countries

  • Latvia's 5.85 is above the median for Europe & Central Asia, which is 3.31, 1.8× the median. (22 countries reporting)
  • Latvia's 5.85 is above the median for high income countries, which is 3.22, 1.8× the median. (23 countries reporting)

Biggest year-on-year movements

Years where Harmonized Euro area rates: Loans, Over 5 years New Business, House in Latvia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2023 +103.6% 2.62 5.32

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.95 4.19 6.02 6
2010s 2.69 2.18 3.76 10
2020s 3.67 2.26 5.85 5

Countries ranked near Latvia

  1. 2 Estonia 5.71 compare
  2. 3 Lithuania 5.67 compare
  3. 4 Cyprus 4.57 compare

See the full ranking of 24 places →

More financial sector data for Latvia

All data for Latvia →

Frequently asked questions

What is harmonized euro area rates: loans, over 5 years new business, house in Latvia?
Harmonized euro area rates: loans, over 5 years new business, house in Latvia was 5.85 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in Latvia?
The highest recorded value was 6.02 in 2008.
What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in Latvia?
The lowest recorded value was 2.18 in 2017.
How does Latvia rank for harmonized euro area rates: loans, over 5 years new business, house?
Latvia ranks 1st out of 23 countries with data for 2024.
Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in Latvia?
Over the last ten years it is up 131.7%. The long-run trend across the full record is falling.
Where does this Latvia data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, Over 5 years New Business, House in Latvia. Statizoid, drawing on International Monetary Fund. Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/latvia/

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About this data

Indicator
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 470 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.