Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum by country
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.
What the numbers show
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum is currently reported for 23 countries. The highest value is 5.85 in Latvia; the lowest is 1.74 in France.
The median across all reporting countries is 3.22, and the mean is 3.45.
The gap between the highest and lowest reporting country is a factor of about 3.
Over the past decade 11 countries rose and 12 fell. The largest increase was in Estonia (up 205.1%), and the largest decrease in Hungary (down 63.3%).
Harmonized Euro area rates: Loans, Over 5 years New Business, House: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Latvia | 5.85 | 2024 | up 131.7% | falling |
| 2 | Estonia | 5.71 | 2024 | up 205.1% | falling |
| 3 | Lithuania | 5.67 | 2024 | up 168.7% | falling |
| 4 | Cyprus | 4.57 | 2024 | down 3.3% | falling |
| 5 | Portugal | 4.47 | 2024 | up 198.7% | volatile |
| 6 | Bulgaria | 4.44 | 2024 | down 40.8% | falling |
| 7 | Greece | 4.33 | 2024 | up 47.2% | falling |
| 8 | Finland | 3.93 | 2024 | up 164.0% | volatile |
| 9 | Spain | 3.59 | 2024 | up 72.5% | falling |
| 10 | Slovenia | 3.52 | 2024 | up 24.8% | falling |
| 11 | Ireland | 3.4 | 2023 | up 16.3% | falling |
| 12 | Croatia | 3.22 | 2021 | down 46.6% | falling |
| 13 | Austria | 3.16 | 2024 | up 32.7% | falling |
| 14 | Italy | 2.9 | 2023 | down 3.7% | falling |
| 15 | Hungary | 2.69 | 2024 | down 63.3% | falling |
| 16 | Luxembourg | 2.67 | 2023 | up 18.9% | falling |
| 17 | Malta | 2.67 | 2023 | down 20.6% | falling |
| 18 | Netherlands | 2.44 | 2023 | down 46.6% | falling |
| 19 | Slovakia | 2.4 | 2024 | down 44.6% | falling |
| 20 | Belgium | 2.17 | 2024 | down 37.8% | falling |
| 21 | Czechia | 2.03 | 2022 | down 51.5% | falling |
| 22 | Germany | 1.83 | 2023 | down 55.1% | falling |
| 23 | France | 1.74 | 2024 | down 50.9% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- Euro Area (EA) 2.44
About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.