Harmonized Euro area rates: Loans, Over 5 years New Business, House in Belgium

Belgium: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 2.17 in 2024. ▼ Falling

Latest (2024)
2.17
Change on year
up 11.6%
World rank
20th
of 23 countries
All-time high
5.54
in 2003
All-time low
1.74
in 2022
Years of data
22
2003–2024

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Belgium, 2003–2024

234562003201320242003: 5.52004: 5.22005: 4.72006: 4.42007: 4.52008: 4.62009: 4.52010: 4.12011: 42012: 3.92013: 3.72014: 3.52015: 32016: 2.62017: 2.32018: 2.22019: 2.12020: 1.92021: 1.82022: 1.72023: 1.92024: 2.2

Source: International Monetary Fund.

Analysis

In 2024, harmonized euro area rates: loans, over 5 years new business, house in Belgium stood at 2.17.

That represents a change of up 11.6% on the previous year and down 37.8% over ten years.

Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in Belgium peaked at 5.54 in 2003 and was at its lowest, 1.74, in 2022.

That places Belgium 20th out of 23 countries with data for 2024, putting it in the bottom quarter.

The long-run direction has been consistently falling across the 22 years of available data.

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Belgium, year by year

Annual values for Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum in Belgium, 2003 to 2024.
Year Value Change
2003 5.54
2004 5.19 -6.2%
2005 4.67 -10.1%
2006 4.4 -5.8%
2007 4.53 +2.8%
2008 4.63 +2.2%
2009 4.47 -3.4%
2010 4.08 -8.6%
2011 4.03 -1.4%
2012 3.94 -2.3%
2013 3.66 -7.0%
2014 3.48 -4.8%
2015 2.99 -14.2%
2016 2.61 -12.8%
2017 2.32 -11.0%
2018 2.2 -5.1%
2019 2.07 -5.9%
2020 1.94 -6.4%
2021 1.79 -7.5%
2022 1.74 -2.7%
2023 1.94 +11.5%
2024 2.17 +11.6%

Belgium compared with similar countries

  • Belgium's 2.17 is below the median for Europe & Central Asia, which is 3.31, 66% of the median. (22 countries reporting)
  • Belgium's 2.17 is below the median for high income countries, which is 3.22, 67% of the median. (23 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.77 4.4 5.54 7
2010s 3.14 2.07 4.08 10
2020s 1.92 1.74 2.17 5

Countries ranked near Belgium

  1. 17 Malta 2.67 compare
  2. 18 Netherlands 2.44 compare
  3. 19 Slovakia 2.4 compare
  4. 21 Czechia 2.03 compare
  5. 22 Germany 1.83 compare
  6. 23 France 1.74 compare

See the full ranking of 24 places →

More financial sector data for Belgium

All data for Belgium →

Frequently asked questions

What is harmonized euro area rates: loans, over 5 years new business, house in Belgium?
Harmonized euro area rates: loans, over 5 years new business, house in Belgium was 2.17 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in Belgium?
The highest recorded value was 5.54 in 2003.
What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in Belgium?
The lowest recorded value was 1.74 in 2022.
How does Belgium rank for harmonized euro area rates: loans, over 5 years new business, house?
Belgium ranks 20th out of 23 countries with data for 2024.
Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in Belgium?
Over the last ten years it is down 37.8%. The long-run trend across the full record is falling.
Where does this Belgium data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 22 observations, free to reuse under IMF Terms and Conditions (attribution required).

Share, cite or embed this page

Cite this page

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Belgium. Statizoid, drawing on International Monetary Fund. Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/belgium/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under IMF Terms and Conditions (attribution required); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/belgium/">Harmonized Euro area rates: Loans, Over 5 years New Business, House in Belgium</a> — Statizoid

About this data

Indicator
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 470 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.