Harmonized Euro area rates: Loans, Over 5 years New Business, House in France

France: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 1.74 in 2024. ▼ Falling

Latest (2024)
1.74
Change on year
up 11.0%
World rank
23rd
of 23 countries
All-time high
5.47
in 2003
All-time low
1.47
in 2022
Years of data
22
2003–2024

Harmonized Euro area rates: Loans, Over 5 years New Business, House in France, 2003–2024

123452003201320242003: 5.52004: 52005: 4.72006: 4.42007: 4.42008: 4.52009: 4.32010: 4.12011: 3.92012: 3.92013: 3.72014: 3.52015: 3.22016: 2.82017: 2.32018: 22019: 1.92020: 1.72021: 1.62022: 1.52023: 1.62024: 1.7

Source: International Monetary Fund.

Analysis

France recorded 1.74 for harmonized euro area rates: loans, over 5 years new business, house in 2024.

The figure is up 11.0% on the previous year and down 50.9% over ten years.

Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in France peaked at 5.47 in 2003 and was at its lowest, 1.47, in 2022.

France ranks 23rd of 23 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 22 years of available data.

Harmonized Euro area rates: Loans, Over 5 years New Business, House in France, year by year

Annual values for Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum in France, 2003 to 2024.
Year Value Change
2003 5.47
2004 5.03 -8.1%
2005 4.68 -6.9%
2006 4.41 -5.9%
2007 4.4 -0.2%
2008 4.48 +1.8%
2009 4.35 -2.9%
2010 4.09 -5.9%
2011 3.94 -3.7%
2012 3.88 -1.5%
2013 3.67 -5.4%
2014 3.53 -3.8%
2015 3.21 -9.2%
2016 2.76 -14.1%
2017 2.28 -17.2%
2018 2.04 -10.7%
2019 1.88 -7.8%
2020 1.7 -9.6%
2021 1.56 -8.1%
2022 1.47 -5.9%
2023 1.56 +6.3%
2024 1.74 +11.0%

France compared with similar countries

  • France's 1.74 is below the median for Europe & Central Asia, which is 3.31, 52% of the median. (22 countries reporting)
  • France's 1.74 is below the median for high income countries, which is 3.22, 54% of the median. (23 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.69 4.35 5.47 7
2010s 3.13 1.88 4.09 10
2020s 1.61 1.47 1.74 5

Countries ranked near France

  1. 20 Belgium 2.17 compare
  2. 21 Czechia 2.03 compare
  3. 22 Germany 1.83 compare

See the full ranking of 24 places →

More financial sector data for France

All data for France →

Frequently asked questions

What is harmonized euro area rates: loans, over 5 years new business, house in France?
Harmonized euro area rates: loans, over 5 years new business, house in France was 1.74 in 2024, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in France?
The highest recorded value was 5.47 in 2003.
What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in France?
The lowest recorded value was 1.47 in 2022.
How does France rank for harmonized euro area rates: loans, over 5 years new business, house?
France ranks 23rd out of 23 countries with data for 2024.
Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in France?
Over the last ten years it is down 50.9%. The long-run trend across the full record is falling.
Where does this France data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, Over 5 years New Business, House in France. Statizoid, drawing on International Monetary Fund. Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/france/

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About this data

Indicator
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 470 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.