Harmonized Euro area rates: Loans, Over 5 years New Business, House in Germany
Germany: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 1.83 in 2023. ▼ Falling
Harmonized Euro area rates: Loans, Over 5 years New Business, House in Germany, 2003–2023
Source: International Monetary Fund.
Analysis
The most recent figure for harmonized euro area rates: loans, over 5 years new business, house in Germany is 1.83, measured in 2023.
Compared with earlier readings it is up 6.6% on the previous year and down 55.1% over ten years.
Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in Germany peaked at 5.89 in 2003 and was at its lowest, 1.72, in 2022.
Germany ranks 22nd of 23 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 21 years of available data.
Harmonized Euro area rates: Loans, Over 5 years New Business, House in Germany, year by year
| Year | Value | Change |
|---|---|---|
| 2003 | 5.89 | — |
| 2004 | 5.71 | -3.2% |
| 2005 | 5.5 | -3.6% |
| 2006 | 5.26 | -4.4% |
| 2007 | 5.13 | -2.4% |
| 2008 | 5.07 | -1.2% |
| 2009 | 4.95 | -2.4% |
| 2010 | 4.74 | -4.2% |
| 2011 | 4.55 | -4.0% |
| 2012 | 4.35 | -4.4% |
| 2013 | 4.07 | -6.5% |
| 2014 | 3.8 | -6.6% |
| 2015 | 3.48 | -8.2% |
| 2016 | 3.14 | -9.8% |
| 2017 | 2.82 | -10.4% |
| 2018 | 2.55 | -9.5% |
| 2019 | 2.32 | -9.2% |
| 2020 | 2.07 | -10.5% |
| 2021 | 1.85 | -11.0% |
| 2022 | 1.72 | -7.1% |
| 2023 | 1.83 | +6.6% |
Germany compared with similar countries
- Germany's 1.83 is below the median for Europe & Central Asia, which is 3.31, 55% of the median. (22 countries reporting)
- Germany's 1.83 is below the median for high income countries, which is 3.22, 57% of the median. (23 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 5.36 | 4.95 | 5.89 | 7 |
| 2010s | 3.58 | 2.32 | 4.74 | 10 |
| 2020s | 1.87 | 1.72 | 2.07 | 4 |
Countries ranked near Germany
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, over 5 years new business, house in Germany?
- Harmonized euro area rates: loans, over 5 years new business, house in Germany was 1.83 in 2023, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in Germany?
- The highest recorded value was 5.89 in 2003.
- What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in Germany?
- The lowest recorded value was 1.72 in 2022.
- How does Germany rank for harmonized euro area rates: loans, over 5 years new business, house?
- Germany ranks 22nd out of 23 countries with data for 2023.
- Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in Germany?
- Over the last ten years it is down 55.1%. The long-run trend across the full record is falling.
- Where does this Germany data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
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About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.