Czechia vs Germany: Harmonized Euro area rates: Loans, Over 5 years New Business, House

Czechia
2.03
in 2022
Germany
1.83
in 2023
Czechia rank
21st
Germany rank
22nd

Harmonized Euro area rates: Loans, Over 5 years New Business, House over time

  • Czechia
  • Germany
23456200320132023

How they compare

Czechia currently reports 2.03 against 1.83 in Germany, a difference of 0.2.

That makes Czechia's figure about 1.1 times Germany's.

The two have swapped places 5 times across 19 shared years of data; in 2004 it was Germany ahead.

Czechia ranks 21st and Germany ranks 22nd of 23 countries.

Germany has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade Czechia Germany Difference Ahead
2000s 5.13 5.27 0.139 Germany
2010s 3.16 3.58 0.4191 Germany
2020s 1.87 1.88 0.0064 Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher harmonized euro area rates: loans, over 5 years new business, house, Czechia or Germany?
Czechia, at 2.03 against 1.83 in Germany as of 2022.
What is the difference in harmonized euro area rates: loans, over 5 years new business, house between Czechia and Germany?
0.2, with Czechia ahead.
How many years of comparable data are there for Czechia and Germany?
19 years are reported by both, from 2004 to 2022.
How do Czechia and Germany rank globally for harmonized euro area rates: loans, over 5 years new business, house?
Czechia ranks 21st and Germany ranks 22nd of 23 countries.
Where does this data come from?
International Monetary Fund, published as Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Czechia vs Germany: Harmonized Euro area rates: Loans, Over 5 years New Business, House. Statizoid, drawing on International Monetary Fund. Retrieved 16 September 2026, from https://financial-sector.statizoid.com/compare/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/czechia/germany/

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About this data

Indicator
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 470 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.