Harmonized Euro area rates: Loans, Over 5 years New Business, House in Czechia

Czechia: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 2.03 in 2022. ▼ Falling

Latest (2022)
2.03
Change on year
up 14.6%
World rank
21st
of 23 countries
All-time high
5.54
in 2004
All-time low
1.77
in 2021
Years of data
19
2004–2022

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Czechia, 2004–2022

234562004201320222004: 5.52005: 52006: 4.82007: 52008: 5.32009: 5.12010: 4.72011: 4.72012: 4.22013: 3.82014: 3.52015: 2.72016: 2.12017: 22018: 1.92019: 1.92020: 1.82021: 1.82022: 2

Source: International Monetary Fund.

Analysis

The most recent figure for harmonized euro area rates: loans, over 5 years new business, house in Czechia is 2.03, measured in 2022.

Compared with earlier readings it is up 14.6% on the previous year and down 51.5% over ten years.

Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in Czechia peaked at 5.54 in 2004 and was at its lowest, 1.77, in 2021.

That places Czechia 21st out of 23 countries with data for 2022, putting it in the bottom quarter.

The long-run direction has been consistently falling across the 19 years of available data.

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Czechia, year by year

Annual values for Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum in Czechia, 2004 to 2022.
Year Value Change
2004 5.54
2005 5.05 -8.9%
2006 4.78 -5.3%
2007 5.03 +5.1%
2008 5.28 +5.1%
2009 5.09 -3.6%
2010 4.73 -7.2%
2011 4.69 -0.7%
2012 4.2 -10.6%
2013 3.77 -10.0%
2014 3.5 -7.3%
2015 2.74 -21.7%
2016 2.13 -22.1%
2017 2.04 -4.4%
2018 1.92 -6.0%
2019 1.9 -0.8%
2020 1.81 -4.9%
2021 1.77 -1.9%
2022 2.03 +14.6%

Czechia compared with similar countries

  • Czechia's 2.03 is below the median for Europe & Central Asia, which is 3.31, 61% of the median. (22 countries reporting)
  • Czechia's 2.03 is below the median for high income countries, which is 3.22, 63% of the median. (23 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 5.13 4.78 5.54 6
2010s 3.16 1.9 4.73 10
2020s 1.87 1.77 2.03 3

Countries ranked near Czechia

  1. 18 Netherlands 2.44 compare
  2. 19 Slovakia 2.4 compare
  3. 20 Belgium 2.17 compare
  4. 22 Germany 1.83 compare
  5. 23 France 1.74 compare

See the full ranking of 24 places →

More financial sector data for Czechia

All data for Czechia →

Frequently asked questions

What is harmonized euro area rates: loans, over 5 years new business, house in Czechia?
Harmonized euro area rates: loans, over 5 years new business, house in Czechia was 2.03 in 2022, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in Czechia?
The highest recorded value was 5.54 in 2004.
What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in Czechia?
The lowest recorded value was 1.77 in 2021.
How does Czechia rank for harmonized euro area rates: loans, over 5 years new business, house?
Czechia ranks 21st out of 23 countries with data for 2022.
Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in Czechia?
Over the last ten years it is down 51.5%. The long-run trend across the full record is falling.
Where does this Czechia data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, Over 5 years New Business, House in Czechia. Statizoid, drawing on International Monetary Fund. Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/czechia/

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About this data

Indicator
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 470 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.