Harmonized Euro area rates: Loans, Over 5 years New Business, House in Netherlands

Netherlands: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 2.44 in 2023. ▼ Falling

Latest (2023)
2.44
Change on year
up 6.9%
World rank
18th
of 23 countries
All-time high
5.47
in 2003
All-time low
2.28
in 2022
Years of data
21
2003–2023

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Netherlands, 2003–2023

02462003201320232003: 5.52004: 5.12005: 4.82006: 4.72007: 4.82008: 4.92009: 4.82010: 4.82011: 4.82012: 4.72013: 4.62014: 4.42015: 4.12016: 3.82017: 3.42018: 3.22019: 32020: 2.72021: 2.52022: 2.32023: 2.4

Source: International Monetary Fund.

Analysis

In 2023, harmonized euro area rates: loans, over 5 years new business, house in Netherlands stood at 2.44.

That represents a change of up 6.9% on the previous year and down 46.6% over ten years.

Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in Netherlands peaked at 5.47 in 2003 and was at its lowest, 2.28, in 2022.

Netherlands ranks 18th of 23 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 21 years of available data.

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Netherlands, year by year

Annual values for Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum in Netherlands, 2003 to 2023.
Year Value Change
2003 5.47
2004 5.12 -6.5%
2005 4.83 -5.6%
2006 4.7 -2.8%
2007 4.82 +2.6%
2008 4.9 +1.8%
2009 4.8 -2.0%
2010 4.76 -0.9%
2011 4.77 +0.2%
2012 4.71 -1.3%
2013 4.57 -2.9%
2014 4.37 -4.4%
2015 4.11 -6.0%
2016 3.78 -8.1%
2017 3.44 -8.9%
2018 3.21 -6.8%
2019 3.01 -6.2%
2020 2.74 -8.9%
2021 2.46 -10.2%
2022 2.28 -7.3%
2023 2.44 +6.9%

Netherlands compared with similar countries

  • Netherlands's 2.44 is below the median for Europe & Central Asia, which is 3.31, 74% of the median. (22 countries reporting)
  • Netherlands's 2.44 is below the median for high income countries, which is 3.22, 76% of the median. (23 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.95 4.7 5.47 7
2010s 4.07 3.01 4.77 10
2020s 2.48 2.28 2.74 4

Countries ranked near Netherlands

  1. 15 Hungary 2.69 compare
  2. 16 Luxembourg 2.67 compare
  3. 17 Malta 2.67 compare
  4. 19 Slovakia 2.4 compare
  5. 20 Belgium 2.17 compare
  6. 21 Czechia 2.03 compare

See the full ranking of 24 places →

More financial sector data for Netherlands

All data for Netherlands →

Frequently asked questions

What is harmonized euro area rates: loans, over 5 years new business, house in Netherlands?
Harmonized euro area rates: loans, over 5 years new business, house in Netherlands was 2.44 in 2023, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in Netherlands?
The highest recorded value was 5.47 in 2003.
What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in Netherlands?
The lowest recorded value was 2.28 in 2022.
How does Netherlands rank for harmonized euro area rates: loans, over 5 years new business, house?
Netherlands ranks 18th out of 23 countries with data for 2023.
Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in Netherlands?
Over the last ten years it is down 46.6%. The long-run trend across the full record is falling.
Where does this Netherlands data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, Over 5 years New Business, House in Netherlands. Statizoid, drawing on International Monetary Fund. Retrieved 14 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/netherlands/

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About this data

Indicator
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 470 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.