Harmonized Euro area rates: Loans, Over 5 years New Business, House in Luxembourg

Luxembourg: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 2.67 in 2023. ▼ Falling

Latest (2023)
2.67
Change on year
up 58.0%
World rank
16th
of 23 countries
All-time high
4.98
in 2008
All-time low
1.61
in 2021
Years of data
21
2003–2023

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Luxembourg, 2003–2023

23452003201320232003: 3.92004: 3.62005: 3.42006: 42007: 4.82008: 52009: 2.72010: 2.32011: 2.42012: 2.22013: 2.22014: 2.22015: 2.12016: 22017: 1.92018: 1.92019: 1.82020: 1.72021: 1.62022: 1.72023: 2.7

Source: International Monetary Fund.

Analysis

Luxembourg recorded 2.67 for harmonized euro area rates: loans, over 5 years new business, house in 2023.

The figure is up 58.0% on the previous year and up 18.9% over ten years.

Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in Luxembourg peaked at 4.98 in 2008 and was at its lowest, 1.61, in 2021.

That places Luxembourg 16th out of 23 countries with data for 2023, putting it in the middle of the range.

The long-run direction has been consistently falling across the 21 years of available data.

Harmonized Euro area rates: Loans, Over 5 years New Business, House in Luxembourg, year by year

Annual values for Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum in Luxembourg, 2003 to 2023.
Year Value Change
2003 3.89
2004 3.56 -8.4%
2005 3.44 -3.3%
2006 3.97 +15.2%
2007 4.82 +21.3%
2008 4.98 +3.4%
2009 2.69 -45.9%
2010 2.29 -15.1%
2011 2.35 +2.8%
2012 2.23 -5.0%
2013 2.24 +0.5%
2014 2.15 -4.2%
2015 2.06 -4.5%
2016 1.98 -3.7%
2017 1.9 -4.0%
2018 1.85 -2.6%
2019 1.81 -2.1%
2020 1.71 -5.6%
2021 1.61 -5.8%
2022 1.69 +4.9%
2023 2.67 +58.0%

Luxembourg compared with similar countries

  • Luxembourg's 2.67 is below the median for Europe & Central Asia, which is 3.31, 81% of the median. (22 countries reporting)
  • Luxembourg's 2.67 is below the median for high income countries, which is 3.22, 83% of the median. (23 countries reporting)

Biggest year-on-year movements

Years where Harmonized Euro area rates: Loans, Over 5 years New Business, House in Luxembourg changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2023 +58.0% 1.69 2.67
2009 -45.9% 4.98 2.69

Averages by decade

DecadeAverage LowestHighest Years
2000s 3.91 2.69 4.98 7
2010s 2.09 1.81 2.35 10
2020s 1.92 1.61 2.67 4

Countries ranked near Luxembourg

  1. 13 Austria 3.16 compare
  2. 14 Italy 2.9 compare
  3. 15 Hungary 2.69 compare
  4. 17 Malta 2.67 compare
  5. 18 Netherlands 2.44 compare
  6. 19 Slovakia 2.4 compare

See the full ranking of 24 places →

More financial sector data for Luxembourg

All data for Luxembourg →

Frequently asked questions

What is harmonized euro area rates: loans, over 5 years new business, house in Luxembourg?
Harmonized euro area rates: loans, over 5 years new business, house in Luxembourg was 2.67 in 2023, according to International Monetary Fund.
What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in Luxembourg?
The highest recorded value was 4.98 in 2008.
What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in Luxembourg?
The lowest recorded value was 1.61 in 2021.
How does Luxembourg rank for harmonized euro area rates: loans, over 5 years new business, house?
Luxembourg ranks 16th out of 23 countries with data for 2023.
Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in Luxembourg?
Over the last ten years it is up 18.9%. The long-run trend across the full record is falling.
Where does this Luxembourg data come from?
The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.

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Harmonized Euro area rates: Loans, Over 5 years New Business, House in Luxembourg. Statizoid, drawing on International Monetary Fund. Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/luxembourg/

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About this data

Indicator
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 470 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.