France vs Germany: Harmonized Euro area rates: Loans, Over 5 years New Business, House

France
1.74
in 2024
Germany
1.83
in 2023
France rank
23rd
Germany rank
22nd

Harmonized Euro area rates: Loans, Over 5 years New Business, House over time

  • France
  • Germany
123456200320132024

How they compare

Germany currently reports 1.83 against 1.74 in France, a difference of 0.09.

That makes Germany's figure about 1.1 times France's.

Across all 21 years both countries report, Germany has been ahead every year.

France ranks 23rd and Germany ranks 22nd of 23 countries.

Germany has averaged higher in every one of the 3 decades both report.

Head to head by decade

Decade France Germany Difference Ahead
2000s 4.69 5.36 0.6683 Germany
2010s 3.13 3.58 0.4528 Germany
2020s 1.57 1.87 0.2915 Germany

Averages of every year both report within each decade.

Frequently asked questions

Which has higher harmonized euro area rates: loans, over 5 years new business, house, France or Germany?
Germany, at 1.83 against 1.74 in France as of 2023.
What is the difference in harmonized euro area rates: loans, over 5 years new business, house between France and Germany?
0.09, with Germany ahead.
How many years of comparable data are there for France and Germany?
21 years are reported by both, from 2003 to 2023.
How do France and Germany rank globally for harmonized euro area rates: loans, over 5 years new business, house?
France ranks 23rd and Germany ranks 22nd of 23 countries.
Where does this data come from?
International Monetary Fund, published as Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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France vs Germany: Harmonized Euro area rates: Loans, Over 5 years New Business, House. Statizoid, drawing on International Monetary Fund. Retrieved 16 September 2026, from https://financial-sector.statizoid.com/compare/harmonized-euro-area-rates-loans-over-5-years-new-business-house-purchase-households-rate/france/germany/

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About this data

Indicator
Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
24 places, 470 data points, 2003–2024
Last refreshed

The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.