Harmonized Euro area rates: Loans, Over 5 years New Business, House in Spain
Spain: Harmonized Euro area rates: Loans, Over 5 years New Business, House was 3.59 in 2024. ▼ Falling
Harmonized Euro area rates: Loans, Over 5 years New Business, House in Spain, 2003–2024
Source: International Monetary Fund.
Analysis
The most recent figure for harmonized euro area rates: loans, over 5 years new business, house in Spain is 3.59, measured in 2024.
That represents a change of up 13.7% on the previous year and up 72.5% over ten years.
Over the whole period, harmonized euro area rates: loans, over 5 years new business, house in Spain peaked at 5.46 in 2008 and was at its lowest, 1.11, in 2021.
That places Spain 9th out of 23 countries with data for 2024, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Harmonized Euro area rates: Loans, Over 5 years New Business, House in Spain, year by year
| Year | Value | Change |
|---|---|---|
| 2003 | 4.28 | — |
| 2004 | 3.56 | -16.9% |
| 2005 | 3.35 | -5.9% |
| 2006 | 3.69 | +10.1% |
| 2007 | 4.74 | +28.5% |
| 2008 | 5.46 | +15.3% |
| 2009 | 4.4 | -19.4% |
| 2010 | 2.83 | -35.6% |
| 2011 | 2.93 | +3.3% |
| 2012 | 2.9 | -0.9% |
| 2013 | 2.27 | -22.0% |
| 2014 | 2.08 | -8.2% |
| 2015 | 1.67 | -19.5% |
| 2016 | 1.37 | -18.1% |
| 2017 | 1.23 | -10.3% |
| 2018 | 1.19 | -3.3% |
| 2019 | 1.23 | +3.7% |
| 2020 | 1.2 | -2.9% |
| 2021 | 1.11 | -7.2% |
| 2022 | 1.41 | +26.8% |
| 2023 | 3.15 | +123.9% |
| 2024 | 3.59 | +13.7% |
Spain compared with similar countries
- Spain's 3.59 is above the median for Europe & Central Asia, which is 3.31, 1.1× the median. (22 countries reporting)
- Spain's 3.59 is above the median for high income countries, which is 3.22, 1.1× the median. (23 countries reporting)
Biggest year-on-year movements
Years where Harmonized Euro area rates: Loans, Over 5 years New Business, House in Spain changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2023 | +123.9% | 1.41 | 3.15 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.21 | 3.35 | 5.46 | 7 |
| 2010s | 1.97 | 1.19 | 2.93 | 10 |
| 2020s | 2.09 | 1.11 | 3.59 | 5 |
Countries ranked near Spain
More financial sector data for Spain
- Reserve position in the IMF, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 69.18 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.11 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 50.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 69.18 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.11 % change on previous year (2025)
Frequently asked questions
- What is harmonized euro area rates: loans, over 5 years new business, house in Spain?
- Harmonized euro area rates: loans, over 5 years new business, house in Spain was 3.59 in 2024, according to International Monetary Fund.
- What is the highest harmonized euro area rates: loans, over 5 years new business, house recorded in Spain?
- The highest recorded value was 5.46 in 2008.
- What is the lowest harmonized euro area rates: loans, over 5 years new business, house recorded in Spain?
- The lowest recorded value was 1.11 in 2021.
- How does Spain rank for harmonized euro area rates: loans, over 5 years new business, house?
- Spain ranks 9th out of 23 countries with data for 2024.
- Is harmonized euro area rates: loans, over 5 years new business, house rising or falling in Spain?
- Over the last ten years it is up 72.5%. The long-run trend across the full record is falling.
- Where does this Spain data come from?
- The figures come from International Monetary Fund, published as part of Harmonized Euro area rates: Loans, Over 5 years New Business, House purchase, Households, Rate, Percent per annum. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
The Monetary and Financial Statistics (MFS), Interest Rates dataset presents country-specific interest rate data across sectors and instruments, based on nationally defined methodologies.